Legal questions on Civil Law

How to close AUCA account with State Bank of India

I have taken a Home Loan from SBI in 2015 against a flat in builder society in Greater Noida. In 2016 I came to know builder has sold my flat to another party in 2012 and there was mortgage with Allahabad Bank. The first party had NPA with Allahabad Bank who as per Sarfaesi claimed symbolic possession on my flat. I have filed criminal complaint against builder, SCDRC case against Allahabad Ba...

Harrasment of recovery Agent

Dear Sir, We have running loan from Axis Bank and since from last 8 months our financial position was very week. So me and my wife both visited to bank to inform them the situation and requested them to kindly avail Moratorium for next one year to get our financial situation stable. For which bank denied in September 2022. In January 2021 we availed loan from Axis Bank, post COVID. We appli...

Misuse of my credit card and personal loan by my girlfriend

Sir, I am married since 12 years but from last one year I was in extramarital affair with my brother in law's wife. She knew that I have lots of credit cards. I was disturbed because if my wife's drinking habit since marriage. My brother in laws wife came closed to me last year. In starting she demanded small amount . I gave her and she returned later. After that we started regularly. We came t...

Two birth certificates issued from two different register office but one is not registered

I have a Birth Certificate (BC) declared on 1991 by my grandfather after my birth from colachel register office at the year 1991. I have applied for passport with the BC on 2011 and then unfortunately i have lost my original copy of BC on 2012 and then to get the duplicate copy from the office i enquired the office with the xerox copy of the document and they verified and said me that the certi...

Disability Reservation

I am suffering from Sickle Cell Disease (blood disorder) and having 40% benchmark for Disability Certificate and UDID card, included under the Reenactment of People with Disability (RPwD) Act, 2016 and therefore eligible for reservation. But still when I applied for the well reputed SSC government exams, there was no information about it. The registration typically said:- VH: Blindness ...

Lost Passport Case. Police claims change in FIR rules and not issuing

I am from Gujarat (and currently in Gurugram for 6 months company training). My passport was originally issued from Mumbai. It got expired in 2015. In 2023 for my new jog I need passport. So I applied for re-issue/new passport and got to know that I am not able to trace me old passport. I submitted Lost passport application with affidavit in my allotted police station. However. its been 3 month...

पक्की रोड हेतु NOC

माननीय प्रधानमंत्री महोदय कृपया संविधान का अनुच्छेद 21 (जो कि सड़क एक बुनियादी जरूरत है ), अनुच्छेद 338 क, वनाधिकार कानून अधिनियम 2006, 2008, 2012, 2022 के तहत हम आदिवासी जनजाति ग्रामवासियों को पक्की सड़क अथवा खड़ंजा निर्माण हेतु ( दुधवा चन्दन चौकी मार्ग से ग्राम सूरमा खास तक लगभग 2 km का मिट्टी का रास्ता ) वन, जलवायु एवं पर्यावरण परिवर्तन मंत्रालय भारत सरकार द्वारा अनापत्ति प्रमाण पत्र दिलवाने...

Objection letter from passport office for not declaring old passport application

I received an objection letter for my passport application which says "Please explain suppression of material information about your earlier application for passport and also meet the concerned official to clarify and/ or to pay penalty" At the time of old application, there was a pending case against me so when I received the negative police verification then I got approval from the court a...

क्या मैं एक साथ दो ड्राइविंग लाइसेंस बनवा सकता हु

मैं सिवान बिहार से हु मेरे पास पहले से ही 2 चक्का और 4 चक्का गाड़ी का लाइसेंस है यानी कि MCWG, LMV है और मैं फोर्कलिफ्ट ऑपरेटर हु तो मैं दिल्ली में काम करता हु तो यही से फोर्कलिफ्ट का ड्राइविंग लाइसेंस बनवा सकता हु की सिवान जाकर पुराने ड्राइविंग लाइसेंस में फोर्कलिफ्ट जुड़वा लू दिल्ली से नया बनवाना आसान है गांव जाकर बनवाऊंगा तबतक मेरी नौकरी चली जाएगी क्योकि पहले लर्नर बनेगा फिर परमानेंट तो इंतना ...

Demand of seller to RTO for removal of his name as registered owner of motor vehicle after sale.

I Sold and delivered old 2 -wheeler along with RC, insurance, Copy of duly filled form 29 and form 30 of RTO to the Buyer/Transferee living in same RTO jurisdiction in Nagpur, and sent a copy of form 29 duly filled and signed to RTO by registered post AD and acknoweledgement obtained within 14 days of sale. A sale document also signed and thumbprinted for biometric identification giving particu...

Recovery agent calling and harassing relatives and office colleagues

I do not know from where they got these numbers, it seems they hacked my contact list. First SBI from Delhi started calling my managers from the company, almost 50-60 calls every day from different numbers. I raised a complaint to SBI customer care in writing, still it continued. second one is now HDFC, initially they started calling my manager and when i warned them, now they started calling...

Seller not agreeing to refund when loan is not sanctioned due to registered mortgage

Hi Sir, I have given advance of 5 lakhs for a flat worth 47 lakhs. And for the remaining I have applied for a home loan in ICICI. This property is registered mortgaged by the seller in AHFL. The seller promised to release the documents from the AHFL when my loan is sanctioned if balance transfer is not possible. Now my loan is sanctioned by ICICI bank and they are asking me to have the selle...

What can do to get the cops to follow court order?

My father was married to a women and been separated since 2000. He has a son and a daughter with that women and they were with my father till they were separated due to their problems. Now the women under the guidance of her son filed a petition against my father that my father's assets were earned by their collaborative efforts and broke into my father's office illegally. Even with all the evi...

Credit card and personal loan default arbitration

Hello, I have taken personal loans from 2 banks amounting to 25 lakhs, also have credit card dues for 3 lakh. I haven't paid my dues since last 6 months as i quite from my job, took care for stage 4 cancer father and his demise afterwards. Now I'm mentally completely lost in grief and also in loan/credit card dues. Recently one bank told me there will be arbitration to recover my dues on person...

Builder construction failed after 5 years of Possesion .. 6 floor collapsed in chintels Paradiso

In gurgoan sector 109 . Chintels Paradiso one of the posh property .. there are 9 towers in 12.3 acre land..In tower D , 6 fooor collapsed.. structural audit was done for all towers .. As per report 5 declared unsafe for habitation .. We are already in Supreme Court .. now the case is under DMA Admin is asking to vacate tower and builder is offering 6500/- plus interior and plus registry .....

Can bank charge inerest on NPA accounts

Sir,I have taken MSME colleteral less loan under CGTMSE (CGTMSE will refund money to bank in case of MSME fail to do bussuness)scheme.11lacs Term loan and 8 lacks working capital.Compantbecame and sick and bank account became NPS in 2018 June.At the time of NPA there was 5.60lacks in current account which i did not use.Bank recovered 8 lacks in 2019 june by selling assets.,the term loan has bee...

Will deed witness issue

I am long relative of two brothers A and B , 1 year after the death of A and B father , B came to me , he said to me that he is writing will deed for his children ask me to sign on will deed document at my home , I signed , at that time no testator sign on right side, so I thought he will sign after that Later I came to know that B created false unregistered will deed to claim A property. I was...

Motor accident: Bike hit the rear end of our car at a red signal

Hi, Recently, while my husband and I were travelling in our car, we were involved in an accident. We were on the road and about 50 meters ahead, we saw the traffic signal was red so we slowed down and as we approached the signal, we came to a halt. As we were waiting for the signal to change, my husband glanced at the rear view mirror and saw a bike coming down the lane towards us, speeding an...

Can we file a case against a OLX customer who didn't pay?

I am contacting you because I believe I have been victim of a fraud. However, I am unsure how best to proceed in this matter. Here is the situation: I put up an ad for my mobile (Galaxy S9+) on olx. After a few days, an individual contacted me & was interested in buying the Phone. We agreed for a price of 48000 INR & decided to meet at Central Mall (Bellandur). However, he informed that he w...

Harassment by American Express Bank

I had an American Express Card which was given to me free of cost for 1 year by American Express in July 2020. After 1 year before the expiry of the 1st year. I had informed American Express to discontinue the card. All the card liabilities were paid. American Express did not close the card & charged me annual fees of Rs 60000 + 18% GST. I had stopped using the card completely. But now they are...