Legal questions on Civil Law

Immigration consultant misguided

Hi Sir/ma'am, I m writing my concern to get advice regarding my issue with immigrationn consultant for Canada PR. My agent informed me that my current CRS Score is competent enough to get PNP and even if I don't get 8777 in my English test I have chances to add 600 points through PNP which eventually increase my CRS for express entry. As per her information this process might take little l...

Show cause notice

So i baught a sex toy for male, from aliexpress.com and I paid for it. Now I got a "call cum show cause notice" letter from custom's foreign post department that there is no custom duty paid in it and the declaration on it is wrong as CUP was written on it instead of a real description of the product And the FOB/CIF value was also written 0 on it, on top of it they said that buying or importing...

Pradhan mantri jeevan jyoti beema

मेरी माता स्व: फूलवती का खाता सिंडिकेट बैंक की शाखा चंदौसी जनपद संभल में है। मम्मी ने अपने खाते पर प्रधान मंत्री जीवन ज्योति बीमा लिया था। और उत्तराधिकारी के रूप में अपने सगे पुत्र सिंटू यानि मुझे दर्शाया था. जिसकी पहली किश्त दिनांक 06 /07 /2015 को बैंक द्वारा काट ली गयी थी। तत्पश्चात मैंने माता का दिनांक 07 /11 /2015 को देहांत हो गया। माता के देहांत के पश्चात मैंने बीमा के लाभ के लिए दिनांक 11...

Will I be able to recover money lended to a friend based on trust?

One of my friend asked me to help him with 10 lakh rupees when he was in a distress situation in april 2016. He had one residential property which he had mortgaged to a private finance company but he told me that he was trying to sell this property for a good price so that he could foreclose loan and also return back my 10 lakhs. As a guarantee he just gave me two blank cheques and subsequently...

Ssc exam

Can u plz give me some advice... My husband had passed SSC CGL 2014 and got excise inspector but his first preference was CSS. He filed an RTI and came to know that he had cleared typing test and Excel in CPT but his PPT marks were zero. He had also passed PPT as per the sheet marks but he forgot to write his name and roll no. by hand on the printout of the PPT sheet despite it was clearly wri...

Personal Loan Mis-sell & Cyber Forgery Complaint

My name is Rik Bhattacharjee, MBA and employed at HDFC Life Insurance Ltd applied for a personal loan of amount of Rs 399,999 as on 17th August 2019 through Mr Bijoy Das Off Role Sales Agent (Non Digital) however at the new business stage it was identified that the personal loan is being missold to me in terms of interest rates and the ‘Loan Commercials and T&C E-sign’ was forged electronically...

Harresement from Bank Agents

Hi, I have taken personal loan from bajaj Finance, which I paying properly all these years. Since last Year July 18 my emi started getting bounced due to some financial issues. But still after that I managed to pay somehow my monthly emi's till March 19. But then post that there I lost my job and due that bank asked me to do the settlement and gave me 3 months repayment time for that settleme...

Complication in name change after marriage

I am a Muslim girl. I was married in Arya Samaj to a Hindu boy. So they converted my religion first and gave me a hindu vaidic name. Hence, the marriage certificate they gave has the new vaidic name for me. But, I want to keep my original first name and just change my surname. The marriage registration remains due and is very important for us to do. Problem is that my husband who is an army off...

Name addition to Birth Certificate

My sister was born in Vashi, Navi Mumbai in 1995. As my parents got relocated to Kerala immediately after that, her name was not added to the birth registration. Due to unfavourable situation, my Parents were not able to go back to Navi Mumbai and get the name added. Now we tried to get her birth certificate issued and got it without much hassles. But the birth certificate does not have h...

Auto-debit still seeking funds from my bank account even after settlement

Hello all, Thanks in advance for going through my issue. In Feb 2017, I had taken a personal loan from Bajaj Finserv as they were calling day in and day out to sell me a loan. While taking the loan, I was not informed of the Insurance which was added and the cost deducted for the same. I happened to talk to the Finserv team over the phone, which was really frustrating and I finally ended ...

Father cheated Son money

Hello , my father resigned from his job at 56 and his every month salary was below 6,000 per month . I completed education & got job in 2000 and was asked take care of them. Trusting my father, i kept sending him money for 18 years assuming my father will rationally spend and do the savings in my name. Since they had no home, i invested in a home in Coimbatore taking loan. Now my Father saying ...

Home Loan higher rate of interest charged from me

I was sanctioned Home Loan amounting to Rs.3,00,000.00 (Rs. Three Lac only) by ICICI Bank in September, 2001. As per Agreement I was supposed to pay 180 EMI"s of Rs.3,769/- per month applying interest @ 12.50% per annually. No where term for rate of interest is mentioned fixed or floating. The clause on rate interest in Agreement says: INTEREST: The rate of interest applicable to the saod loa...

Cheated by a girl online

I was duped by a girl who said she is from Britain. She asked me for help to show around places in Chennai when she travels here. I agreed . She told that she is very rich and she will pay even my expenses if I stay with her in 5 star hotel. I had once seen her face through video call but don't remember it. On July 29 she whatsapped me the ticket of her from London to Delhi and she sent a photo...

Bumped infront of car

I was driving and it was raining, the guy ran from right to left. I was on the left side of the road and he was on right. He ran horizontal on the road so to cross and get to left side. I saw him running so I pressed my brake as it was a rainy day indian roads are slippery, he bumped on my car or he slipped there is no dent or scratch on my right side and he was sitting on a road then a guy co...

Builder charging high maintenance charges

We booked a flat during 2012 January and the builder promised 60+ amenities. Our flats were handed over on 28th September 2014 without any promised amenities. One year maintenance fee was paid during flat purchase. Also they took sign in agreement for maintenance till September 2017 before handing over the keys. The builder supposed to complete the entire project but he was holding 5 blocks con...

Changing Government Job Without NOC or prior information to previous employer

Hi, My selection in Lecturer Grade in Uttar Pradesh Suffered due to one person who joined inplace of me due to slight margin of marks. I was enquiring about her past jobs and found as below: 1. Firstly he was employed in Basic Education Department and During the probation period he gave a application of unpaid leaves of 2 years. On 21/05/2015. As per RTI his application was not accepted and ...

Wrong medical s.g.p.t test report

Sir, My 7 months Child was Suffering from Fever And Cold from 13 july 2019 to 18 July 2019..I went to private check up 18 July 2019 evening 07:20 pm then doctor said to me for a Blood test and other test..I went to sirohi private laboratory for test at 08:45 pm 18 July 2019..When the doctor checked the test report then he shocked..Every thing is fine but S.G.P.T. and S.G.O.T. report is abnormal...

Common passage plot bc and d single owner and plot a is mine

Plot A and Plot B are adjacent with a common passage in between and plot C and plot D are backyard .plot B C and D have single owner using common passage to reach backyard and plot B . Plot BCD owner filed a suit for permanent injunction that plot A owner should restrict from using common passage .plot A owner has front RCC home and back empty site and a adjacent gate in common passage to reach...

Bank sending notice with false information in it

A nationalized bank have sent me notice through advocate to appear in the court and pay up double the amount of loan. The charges are - 1. I have not being paying since 6 months the bank dues … Which is wrong - as every month I have been paying emi amount and I have bank statement as evidence. 2. They had sent 2 cheques - amounting to INR 1,20,000/- without informing me, (which had been give...

How to take time to repay the debt of banks and moneylenders and private SHG NGO lenders?

Dear Sir/Madam, My father was running a pan shop and he did few small loans for our education and he met with an accident, he was saved with treatment but we didn't get any considerable compensation (court finalised for only 1.60,000 as the accident car didnot had insurance coverage) after running the case for 6 years. With in that period for the expense of my father leg operation and my bro...