Legal questions on Civil Law

Loan recovery

My deceased father had taken a personal loan which we weren't aware about, the application form he submitted did not include our details. The loan was taken on 2019 and was for a period of 3 years, in the statement provided I saw an insurance installment which I believe is to cover the loan taken as there was no collateral. The recovery agents are calling themselves employees of HDBFS (from wh...

Harassment in public sector bank after submitting resignation application

I joined a government bank in 2019 as a probationary officer and in the year 2022 I decided to resign as I wanted to pursue higher studies. A day after I applied for resignation, I was sent an explanation letter through email from the Zonal Office seeking my explanation regarding irregularities in loan accounts in which I had absolutely no involvement in. Interestingly, the date mentioned in th...

Can i change DOB in the aadhaar card, voter id and pan card by using passport dat of birth?

Hello Sir/madam, i m sadhana from hyderabad.actually my mother date of birth :-12/11/1967 in passport ,we want change in the aadhaar card, voter id and pan card from 12/11/1968 to 12/11/1967.we gone to aadhaar centre,they telling only once date of birth will change.during enrollment time ,operator did not mistake will entering the column. last 2 years back ,we update her phone number and addre...

Financial Fraud with loans, credit card and Fibe company

A person named Shashi Patil met me on Jeevansathi and he then became friendly and took all my documents/details and took 3 loans (ICICI Bank, HDFC Bank and Paytm) worth rs. around 30 lakhs in my name . He also used my credit card and did transactions worth of around 3 lakhs. He transferred around 1 lakh from my Yes Bank account without my knowledge. He also took 2 loans from Fibe company wherei...

3 tanks by each floor on Terrace

Hi i have recently purchased top floor along with roof rights of a 4 floor residential building in delhi (typical builder floor with stilt parking, lift etc). The other 3 floors (G, I and II) were already occupied by respective owners. To my surprise I see that 2 of the previous residents have installed 3 tanks each in the terrace: 1) 1 500 litre tanker initially installed by builder (for ...

Corruption happening within RWA

I the society where I am staying currently RWA hosted meeting just once this year that too they left in between as questions relates to financal records were asked, they don't want to share financial details or Audit reports with the residents. After this incident, the previous association are asking only flat owners( who's names are in the agreement) should join the meeting and we don't feel ...

Loan repayment in UAE

Dear Sir, I was working in UAE for last 15 years and suddenly in the month of Sep-2022 I lost my job. I had taken loan in Apr-2021 in UAE. After job lost i continued payment of EMI from my savings and end of service benefits. I left UAE Feb-2023 as I'm unable to get new job and left with no money to survive in UAE. Till the date I left UAE I didn't missed any of my EMI. Now, as I am in Ind...

Date and amount changed on signed empty promissory note

My father had taken a debt of 1,20,000 cash from my uncle and signed on two empty promissory notes in 2016 and he paid a interest to him to 28,800 in 2018 as one year interest at 2rs/month but this transaction doesn't have any proof except he made someone in my family write in one notebook . Later he was suffered with lung cancer in 2018 and died in 2020 December . My uncle has notified about ...

Feeding of stray cats

I have read this question and associated answers https://www.kaanoon.com/303176/cat-menace-by-a-flat-resident. We have a similar problem. Some residents are feeding stray cats and they are roaming around freely and being a nuisance - entering people's homes, snarling away and subsequent increase of cat population. My RWA received this letter from the AWB recently - "Adding on to this, t...

How can i get back my certificate

When I got to join the college, the authorities had collected the original documents such as mark sheets,provisional certificate, school leaving certificates and other related documents during the admission process. But during the course time i couldn't able to clear my fee dues and still its pending.I approached the college requesting permission "atleast to take a photo" of the particular docu...

After paying all home loan payment bank is not closing my home loan account and not returning my doc

I have taken home loan from union Bank of India in 2015 Then after 5 years in 2020 I got notice from bank saying builder have submitted forged documents so you have to pay all amount otherwise account will become NPA Amount is big so how could I pay in one go , so they marked my account as NPA after 2-3 months even paying all EMI's on time ,after this also i kept my emis ontime, i have appro...

Land exchanged without proper documentation and now decreed

My grandfather purchased some property from Farmer in 1978. The khasra no. is 830 and 831 and 871 in the title. The walls were consutructed post purchase. My grand gather plated some guava tree and started watering them. Now in 1996, someone purchased the adjasant land and post 6-8 months, filed a civil suite stating my grand father threatend them that he will encroach his land and finally did ...

An Advocate has filed a false civil Suite Against me in Delhi, What should I Do?

An Advocate from Delhi has filed a false civil suite against me in the district court of delhi, I have received a summon from the court a few days back. In the False Civil Suite he is asking Rs. 61000/- from me by saying that I have borrowed that amount from him, which I have never borrowed. I paid the school fees of Rs. 43000/- of one of his relative on his request 3 years ago when he was m...

Landlord withholding partial security deposit

Hello, as per my agreement, I am supposed to give 3 months notice before vacating the property and I had informed my landlord through a phone call and WhatsApp on the same. She agreed to deduct the 3 months rent (75000) from deposit of 150000 she has. As per agreement there is a deductible of only 2000 towards repair or maintenance incurred during my stay. I had hired cleaning agency and go...

I had a business loss and because of which my company was shut down, but it came with lots of debt?

I had a business loss in 2016-17 and because of which my company was shut down, but it came with lots of debt, which we (me & my partner) could pay, as we could get another loan (due to low CIBIL) and so much of debt resulted in losing house, (mortgaged & since i couldn't pay EMI, i had to sell home). Recovery agent & bank kept harassing and eventually i moved to different location and cut ties...

Not returning security deposit

I'm a female student in delhi. I was living in a flat and my owners lived at some other place. One of the flat aunties had a brawl with me, mostly her shouting and demeaning me, and me being quiet because I wanted it to end asap. I told my owner all the things how they are interrupting and disturbing me in my day to day life even if they have issues with my owner and not me. My owner not unders...

Loan settlement for home loan

I'm unable to pay any EMI's or any interests charged by the bank in reference of this home loan I participated in a few years ago due to covid and simply my business not performing in my favour. I have four kids to take care of, they all need to go to school, have something to eat and a roof over their heads. The bank has cited my account as NPA, and I've already received to appear before the D...

Funeral of dead body connecting to temple.

Dear Sir/madam, 1-We have a family Gopaljew temple. It is more than 200 years old. The temple was earlier in adobe. With the leading of Mr Narayan Prasad Das the temple had constructed well . Before 10 years he was dead. His family members and relatives had done funeral of Mr Narayan Prasad Das’s dead body connecting to temple. At that time we had also refused to them. All his family member an...

Father Name Issue in Passport

I'm Prabhu. I'm 26 years old unmarried male. My Biological father Mr. XXXX expired 6 months after my birth. My Mother remarried Mr. YYYY. Mr. YYYY legally adopted me as my Son too. But my Mother and Step Father did not lead a life together. But, My stepfather used to take care of me well. He sent money for my studies, he did not have any obligation to use his name in my HSC/Professional Degree ...

Ews

In year 2019-20 I got issued EWS certificate by my tehsil. At that time my mother had 120 square feet residential plot(House had been built) in village area (Plot is mentioned on the deed). Except this my family don't have any assets. Also my family annual income was Rs.248000/-. On the basis of this certificate I got selected for LIC assistant post. Now from May 2021 my residential plot fall...