Legal questions on Civil Law

Threatening of legal actions over unpaid education loan

I had borrowed education loan of Rs 2.5 Lac from PSU Bank in 2011 for pursuing B.E in a reputed institute .I belong to a poor family and the bank issued loan for me without any security and the loan was taken in the name of my father as I was a minor at that time. I completed B.E without any campus recruitment. My father met with an accident and fractured his leg, can't able to work. My mother ...

Surety/ Guarantor for Chit fund

I have given surety to my sister for a chit fund sum of rupees 5 lakhs which was to be recovered in 40 months with the instalment of rupees 12500/- per month. She paid instalments for 18 months. Chit fund company has given Case in jt registrar office and the award was passed U/s 71(a) of the Chit Funds Act,1982 to recover the amount of rupees 3,33,312/- from the Opponents. Order was passed on 1...

Name change in certificates

1 It is customary in our region not to add the father’s and Mother’s Name along with the child name but , the same may be mentioned at the separate column were Father’s or Mother’s Name is given as, in case of Indian Passport. 2 Therefore, Father’s Name was not added to my middle name in my Secondary and Higher Secondary Education Certificate , issued by Mumbai Divisional Board and according...

Non payment of full & final settlement

I joined a builder Private Limited company on 26.06.2010 after a Personal Interview with one of the director, who offered me to join verbally with a promise to continue services till you are able to work. On completion of the residential project builder company floated a new private Ltd. co. in which the directors were same as of builder company. Both co, are registered in De on 01.12.2012 ...

Removal of Father's name from CBSE 10th certificate.

My parents divorced when I was 1 year old and my Mother has full legal custody of me. My father is not involved in my life. During my school admission my maternal grandfather's name was written as my Guardian's name and both my biological parent's name was given. But when my 10th admit card form was filled by my school, they wrote down my grandfather's name as my father's name. They knew I did ...

Limitation for suit for recovery of money basing on a bounced cheque?

I am a junior counsel, I have filed a cheque bounce case U/Sec 138 NIAct and obtained certified copy of the cheque, and filed a civil suit for recovery of money on 06.02.2020 and it is registered. In the pleading i have mentioned that, "The defendant requested the plaintiff for a sum of Rs.2,00,000/- in the month of January 2017, the plaintiff advanced the same, and after several demands de...

Claim for bad trade practice and service.

I am from Pali, Raigad. My bungalow's construction was working with advice of civil engineer. But after comlpetion of slabs, i found cracks developed on the top of rcc slab. I asked engineer who supplied design for slab and visited before concreting to see steel framework. He come to see problem of developed cracks and started blaming me for not using proper material, then he took concrete samp...

What are acknowledgements & service reports? What next when respondents are not appearing?

The case number is LPA 642/2019 in Patna High Court. There was an earlier case (CWJC 3670/2019) filed by some students against some wrong answers issued by BPSC in the Assistant Engineer (02/2017) preliminary exams, who missed the cutoff by just 1 mark. The court ordered BPSC to form a fresh committee to review those answers but BPSC filed the LPA against the order and now our mains results are...

Case against ICICI Bank Vasanthpura Branch, Bangalore

Hi, My Name is Jyothi Basavaraj (NRI customer) . I approached Vasanthpura Branch ICICI bank (Branch code 003179) in November 2019 to ask if they can accept my Home loan transfer from DHFL Bank. Branch Manager and Home Loan Officer accepted my request with a known factor of loan being a registered mortgage. After accepting my documents and check (Rs 27,081 + Rs 500 for GPA) , they said the l...

PSK asking for name change news paper ad when I have never changed my name at all

Hello. My application has been put on hold at the verification counter B. They told me that my name in the address proof document (Aadhaar card) doesn't match my previous passport. My previous passport has an incorrect name and it was a mistake done in 2007 by the Passport Office. Now that my previous passport has expired, I wanted to update my current address as well as correct my name. But at...

Name mismatch in document

Hello sir Actually i have query and i hope that you will guide me properly. Actually my sister name neha bansal had only neha in all marksheet like 10th,12th and graduation. But in pancard ,aadhar , driving licence,voter card,bank her name is neha bansal . So i think that in future she will get problems because she is preparing for govt. Jobs and later it is possible that some organization ...

Need a solution

I attended a job interview and selected in all rounds .. but hr intimated that i will get a call from her ... but she didnt called me ... after 5 days i called her and she replied to come along with orginal documents for document verification... i went by carrying my orginal documents.. documents has been verified ... hr intiamated that i will recieve a call from the company but no response ......

Wrong information of vehicle number

फरियादी पुलिस को गाड़ी का गलत नंबर बता रहा है एक्सीडेंट किसी सफेद रंग की गाड़ी से हुआ था ऐसा सबका कहना है मगर पुलिस के अनुसार ये बताया गया है कि फरियादी ने हमारी गाड़ी का नंबर बताया है jabki जबकि हमारी गाड़ी पिछले 1 साल से इस क्षेत्र में ही नहीं है एक्सीडेंट वाले दिन भी गाड़ी क्राइम स्पॉट से लगभग 550 km दूर थी. मग़र पुलिस का कहना है कि फरियादी ने तो आपकी गाड़ी ही देखी. फरियादी को गलत फहमी ...

How long banks can try to recover written off credit card dues

Hi, I used to have 2 Credit Cards of 2 Private Sector Banks when i used to live in Mumubai from 2003 till 2008. I was working for a Multi National Company there. I had a major accident in early 2008 and had to return to my hometown after that accident as I lost my job. Biggest mistake of my life was that i never took a personal insurance and always relied on the insurance provided by compa...

How to Exit the rent Agreement with lockin in of 6 months

I have a rent agreement with a Lock in period of 6 months. However, within 1 month I have informed for leaving the premises within a month and the possibility of an early closure. Brokerage paid by me and the owner is 8000 each on account of 15 days rent. As per the discussion , owner now wants 2 months lock in plus 8000 brokerage loss since he will have to repay that and look for a new tenant....

Country club vacations cancellation

I have joined Country Vacations (CV) membership on 25th Aug 2019, CV representatives gave presentations and forced us to take decision the same day sitting in one of the room in their office. I paid around Rs.65000 through my SBI debit card and YES bank credit card. Then later when I came home I checked in google about Country Vacations and found only negative reviews and lot of unsatisfied cus...

Unable to payback personal loan

I took personal loan from Capital First. It was for 60 months. My monthly installments were 4400. After I paid few installments, my father was hospitalized & i had to spend a lot of month after him. Unfortunately he passed away. A year later I 2019 Feb my mother has got breast cancer 3rd stage & she is still fighting. Again I had to spend almost 80% of my salary after her medication. In all thi...

Illegal construction

Sir, mere neighbour ne 3 floor banaya hai, aur ab 4th floor bana raha hai, without any permission, woh bhi slum area meh, mere ghar meh ek chota sa window ta usne , bahar ka Space leke meri window Band kar di hai, mai baut complaints kiya hu, but koi action nahi lera hai, 1)BMC, ( 2)POLICE STATION, ( 3)ACP, ( 4)MUNCIPAL COMMISIONER, (5)COLLECTOR OFFICE, ( 6)MHADA, (7)WARD OFFICER, (8) D.O SAAB,...

Legal notice received from buyer with false accusations

Legal notice issued to my father by the buyer of my property claiming that around 7.5 lakhs that he sent to my father and mother are a loan and that has to be refunded . Details of property bought and sold: Purchase date : 30 aug 2010 Purchase value : 45.5lakhs Sale date : March 20 2018 Sale price : 59 Lakhs Registered by buyer for 49.5 lakhs Since we want to get the money in whit...

Consumer Fraud Case

There are two parties involved here, one 3rd party agency though which I booked a property and other a builder in which a property was booked. I booked the property but I've never received a builder buyer agreement. The property was booked under 10:80:10 payment scheme. I paid initial 10% of the property. Next steps were for bank to process the loan and builder to share the agreement. Both ...