Legal questions on Civil Law

Pradhan mantri jeevan jyoti beema

मेरी माता स्व: फूलवती का खाता सिंडिकेट बैंक की शाखा चंदौसी जनपद संभल में है। मम्मी ने अपने खाते पर प्रधान मंत्री जीवन ज्योति बीमा लिया था। और उत्तराधिकारी के रूप में अपने सगे पुत्र सिंटू यानि मुझे दर्शाया था. जिसकी पहली किश्त दिनांक 06 /07 /2015 को बैंक द्वारा काट ली गयी थी। तत्पश्चात मैंने माता का दिनांक 07 /11 /2015 को देहांत हो गया। माता के देहांत के पश्चात मैंने बीमा के लाभ के लिए दिनांक 11...

Will I be able to recover money lended to a friend based on trust?

One of my friend asked me to help him with 10 lakh rupees when he was in a distress situation in april 2016. He had one residential property which he had mortgaged to a private finance company but he told me that he was trying to sell this property for a good price so that he could foreclose loan and also return back my 10 lakhs. As a guarantee he just gave me two blank cheques and subsequently...

Ssc exam

Can u plz give me some advice... My husband had passed SSC CGL 2014 and got excise inspector but his first preference was CSS. He filed an RTI and came to know that he had cleared typing test and Excel in CPT but his PPT marks were zero. He had also passed PPT as per the sheet marks but he forgot to write his name and roll no. by hand on the printout of the PPT sheet despite it was clearly wri...

Personal Loan Mis-sell & Cyber Forgery Complaint

My name is Rik Bhattacharjee, MBA and employed at HDFC Life Insurance Ltd applied for a personal loan of amount of Rs 399,999 as on 17th August 2019 through Mr Bijoy Das Off Role Sales Agent (Non Digital) however at the new business stage it was identified that the personal loan is being missold to me in terms of interest rates and the ‘Loan Commercials and T&C E-sign’ was forged electronically...

Harresement from Bank Agents

Hi, I have taken personal loan from bajaj Finance, which I paying properly all these years. Since last Year July 18 my emi started getting bounced due to some financial issues. But still after that I managed to pay somehow my monthly emi's till March 19. But then post that there I lost my job and due that bank asked me to do the settlement and gave me 3 months repayment time for that settleme...

Complication in name change after marriage

I am a Muslim girl. I was married in Arya Samaj to a Hindu boy. So they converted my religion first and gave me a hindu vaidic name. Hence, the marriage certificate they gave has the new vaidic name for me. But, I want to keep my original first name and just change my surname. The marriage registration remains due and is very important for us to do. Problem is that my husband who is an army off...

Name addition to Birth Certificate

My sister was born in Vashi, Navi Mumbai in 1995. As my parents got relocated to Kerala immediately after that, her name was not added to the birth registration. Due to unfavourable situation, my Parents were not able to go back to Navi Mumbai and get the name added. Now we tried to get her birth certificate issued and got it without much hassles. But the birth certificate does not have h...

Auto-debit still seeking funds from my bank account even after settlement

Hello all, Thanks in advance for going through my issue. In Feb 2017, I had taken a personal loan from Bajaj Finserv as they were calling day in and day out to sell me a loan. While taking the loan, I was not informed of the Insurance which was added and the cost deducted for the same. I happened to talk to the Finserv team over the phone, which was really frustrating and I finally ended ...

Father cheated Son money

Hello , my father resigned from his job at 56 and his every month salary was below 6,000 per month . I completed education & got job in 2000 and was asked take care of them. Trusting my father, i kept sending him money for 18 years assuming my father will rationally spend and do the savings in my name. Since they had no home, i invested in a home in Coimbatore taking loan. Now my Father saying ...

Home Loan higher rate of interest charged from me

I was sanctioned Home Loan amounting to Rs.3,00,000.00 (Rs. Three Lac only) by ICICI Bank in September, 2001. As per Agreement I was supposed to pay 180 EMI"s of Rs.3,769/- per month applying interest @ 12.50% per annually. No where term for rate of interest is mentioned fixed or floating. The clause on rate interest in Agreement says: INTEREST: The rate of interest applicable to the saod loa...