Legal questions on Civil Law

Email of invitation to conciliation as per provisions of section 62 on behalf of sbi credit cards

Hello lawyers, I had sbi credit card dues of 1,28,000 rs in 2018 but due to some financial problem i couldn't pay it,later on after 6 months in 2019 there recovery team contact me and they gave me 2 options of either to do settlement of loan in 85000 rs or pay full amount and take cibil clean up letter,I choosed to pay full amount as i didn't want bad cibil but requested them to convert the am...

Specific performance of contracts

Trial court having refused to grant specific performance of contract , passed it's judgement unfavourable to me. It was then appealed against and Calcutta High Court overturned the trial court judgement in my favour. High Court refused certificate of appeal to the opposite party. The High Court judgement was dated 14.01.20. The opposite party filed SLP with defect on 7.7.20. The defect has no...

Haressment by recovery agent

I taken a loan by online mobile app icredit 5 difrant lender. My due date 09/09/2020 and 12/09/2020. My cellphone or wallat was lost 06/09/2020 35000/- rs in under the wallate for paying loan installment .some time I disconnected by my regular no.then recovery agent call my reletive office staff my nabioure and abuse him very bedly.and today my no is connected then abuseing me also I tell my...

Loan Recall Letter from Kotak Mahindra Bank

I have taken a personal loan from Kotak Mahindra in 2018. But due to COVID-19, my income was got affected and I deferred payment from March 2020 - August 2020. On August 23rd, I received an email from Kotak Mahindra stating "Your loan account has been placed under moratorium in-line with the bank's policy for the month/s of JUN-2020 to AUG-2020 due to COVID-19 situation" and a revised payment s...

Change of date of birth at 50 age

Please advise me the possibility and procedure to change (lower) my DOB from recorded 20.3.1966 to actual 20.3.1969. While joining school, the HM of elementary school changed my DOB to meet minimum age for SSC Exams. I born in a rural village in Telangana and presently working in public sector in Andhra Pradesh. Now i want to get my DOB corrected as that 3 years additional service will be vital...

Online FIR on car agent and its effectiveness

Hello sirs, I am from Mumbai but native of karanataka. I had a car which I wanted to sell. In Feb'20, I handed my car to an agent who is well acquainted (same agent through whom I took car 4 yrs back) with an understanding that I would go personally once he finds a buyer for transfer and collection of amt. The car got sold in June (post lockdown) but due to lack of transport I couldn't go. The ...

Illegal Possession of Car

Sir I was resident of Dehradun Uttarakhand. Before one month from lock down I shifted to Chandigarh with Family. I had purchased a new car with Dehradun Uttarakhand Registration Number in 2007, financed by ICICI Bank. In April 2010 my friend's friend need that car for sometimes so we made a agreement that he will use the car and pay the emi til he use the car. We mentioned that in case he fail ...

Maintanence and Electricity charges without OC

I had brought a flat in April 2017, that time builder said he will be getting OC in next 6 months as he had applied for it. He also told he had applied for MSEB meter & water connection that will also be installed in the next 6 months. And builder has collected 1 lakh rupees as a maintanence fees and then only he had given the keys to us on 2017 April. And in August 2020 builder is calling us...

Neighbor blocked drain.

We live in a row house. There is drain water flowing behind th house for last 23 years. House A water goes through House B(my house) and then goes thru House C and to a larger drain. House C stopped this flow by cementing and all the water flowed into my house and flooded my house upto 1 feet. All items where soaked cos of this. But same time there were electric sockets which where just 1.5 fee...

Issue regarding my caste certificate

Sir, I am Simanchal Nayak, S/O- Harihar Nayak, At-Krushnapur, PO-Karadasingi, Tahasil-Rayagada, Gajapati District. I am belong to Kaibarta caste which comes under the Schedule Caste of the Indian Constitution. I am facing some problems regarding my Caste Certificate. Actually, my father was belong to Nabarangapur Dist. Of Odisha and my mother from Gajapati of Odisha. Due to financial issue m...

How to file a case against girlfriend ?

Hello sir / ma'am I and my girlfriend met in Kota 2013. She was selected in MBBS and I in JEE mains. Our relationship from 2013 till 2020. She used me and wasted my time also. We have visited Delhi and Shimla also. She always forced me for Government job that's why I didn't take placement in my collage. Currently I was preparing for MPPSC examination but I failed in first attempt . Initially s...

Vendor is denied to sale deed and registration

I have an sale agreement with the vendor for purchasing of plot of 200Sqm at the rate of 16075 per Sqm and i have paid 700000 (Seven Lacs rupees ) at the time of sale agreement and the remaining balance amount will be paid at the time of sale deed and it registration within 90 days from the date of sale agreement. Further i have applied sale cum construction of house and i got loan sanction ...

Pnb bank case

Hello sir/ madam, I am Tej Singh and I have a housing loan account HOU/H.....with your Haridwar branch. As per RBI guidelines please clarify the following points regarding my loan. 1. The above-mentioned loan was sanctioned in the month of Nov 2018 and the check was printed in Nov 2018. but the check was not handed over to the party and the interest amount is started without any intimatio...

Migration certificate regarding OBC

Dear Sir, I was born (1975), brought up in VISAKHAPATNAM. My father moved from Yelamanchili, VSKP DIST. to work in VISAKHAPATNAM NAVAL DOCK YARD in the year 1970. I had OBC certificate issued by MRO, VISAKHAPATNAM (1999). Now I applied for my daughter OBC certificate in VISAKHAPATNAM. I submitted all proofs of my daughter (birth certificate (Kakinada), aadhar card with VISAKHAPATNAM address...

Foul language used while recovery of EMI

EMI started in the month of Jan and I paid regularly untill April and then it went under Moratarium.but people called me in the month of July and asked me to pay the EMI dues,I insisted that it is under Moratarium but he said that I have not opted for that. I received a call from bajaj employee asking for the EMI in the month of April when I said so she said I'll take a request regarding the sa...

Rental issue

I am a tenant in the city of Bangalore. Had got into tenancy last June 2019 for Rs.10,000/- per month for 1Bhk. Later after the expiry of 11 mths agreement, new tenancy started from May 2020 rent for Rs.10,000/-. As per the old agreement 5% was the increase in the rent every year mentioned. But the owner has increased the rent to Rs.12,000/- although we pleaded saying we lost our job & having ...

Query on how to make a change &/or correction in my birth certificate

Am a Goan, born in Ahmedabad, Gujarat, in 1963 to parents who settled there, where I reside there ever since till date. My initial Primary School admission was based on the Church Baptism Cert, and so there was never a need of an official printed Ahmedabad Muni Corporation's Birth Cert. In fact all my official documents like the Aadhar, PAN, Ration, Elect & Tele Bills based on my SSC Leaving Ce...

Registered Will versus Gift deed

My father's mother (grandmother ) she has self acquired or self earned property of 3 schedules eg a, b,c .My grandmother has 4 four childrens one son that is my (father )and three daughters are also (married). In the year 1997 my grandmother has executed a registered will for Shedule A and B property , schedule A in favour of me(grandson) and B in favour of my father . WILL stating that my Fath...

Clarification on promissiory note.

1. Some 5-6 years back we have paid for chits to a person and we are unable to pay for it and instead of money we gave our property to him, and he also had our 8 promissory empty notes signed and after giving the property he returned our 7 notes and claiming that we have given only 7 and threatned us. 2. Now we have bought one land and he used that empty note and files a false case as, that ...

Imposition of 107crpc by opposition

Dear sir/madam, I have purchased a land in 1954 & subsequently mutated on name of one of my family member. Meanwhile in1966 my neighbour by help of revenue officer in survey of 1966 made public property to some part of my land. I filed a case againest govt & subsequently won the case & again got the ownership of entire land . Now i have registry plus mutation of the land. My neighbour want to...