Legal questions on Civil Law

Subhashis Dey

Honorable Lawyers, I have been charged GST by builder for a transaction where CC had been issued to builder in September 2014 based on notice of completion in September 2014 from builder. I have paid my full consideration between June 2018 and August 2018. Please note that while doing the sale builder did not inform me about existence of CC and hence I paid the GST. This fact is mentioned in...

Interior startup is not returning the unused amount as we discontinued

I have hired an interior designer company for my apartment. They promised to do a good job in minimal cost and were saying they were not looking to make money, but looking to create a good portfolio. They hired a freelance designer (who has a day job) in another design firm. She was not very helpful during the design phase. It took us 3 months with lot of our efforts to get a decent output f...

Aditya birla finance home loan issue

I had taken a home loan from ABHL, in Nov 2017 for 80l, @ 8.5% floating, all my EMI'S Have been paid on time till date, Now within yr, ABHL had increased the ROI 4times, and now my current rate is 9.52%, Now because of this increase i decided to do a BT, which i got @ 8.5%, but when i asked for foreclosure letter to ABHL, they gave me with FC CHARGES @ 2% on outstanding, when i approached them ...

Unauthorised Lien Marked on Joint Saving Account by Bank

Myself as well as my father have joint saving account in ICICI Bank.We together have not borrowerd a single penny from Bank till today,nor we have stood as surety for his loan for another account holder,nor we have breached any terms & conditions,nor there is any debt due,or any credit card due on the joint account,even though Bank have marked lien on our saving account. We first come to kno...

Bank issued court notice against CGTMSE loan

Respected Sir, I approached bank for MSME loan under CGTMSE. Manager advised to bring building lease agreement. I did rental lease agreement in July 2016 for 20,000s per motnh. I submitted a copy of lease garment to manager seeking loan sanction.But manager released term loan on March 2017 that too after sending grievance to HO.Almost 7 months rent was loss to me.After receiving loan i placed ...

Harassment by bank recovery agency

This refers to my SBI credit card blocked by the bank for non-payment of Rs.5000/- since 2005. ] Now, in November 2019 start receiving flurry of calls from my relatives, relatives of my in-laws [I never new they exist], friends - both old & new, my colleagues [ex & current] that they are being harassed by recovery guys from Kotak Mahindra Bank because 'I chose to give their phone numbers as my...

Legeal Notice

My Name is Sana, I was working in lucknow and then got shifted in Mumbai I joined an organization name Qualispace though I was having exp i was forced to joined as intern with the promise they will give me salary till 18k. I joined in oct where i worked as intern for 3 months with 5k per month and then i got confirmed as my work was very much good but again they didn't hike my salary at what th...

Fraud by Servify and Apple

1. Submitted my iPhone XS on 11th of October 2019. Servify delivery agent had come home to pick up the device for servicing. The device reached the service centre on the same day at around 6:36 pm on 11th October 2019. 2. The next day, I receive a phone call from Harshad Pansare, Sr. engineer over there, where he says that my phone is out of warranty as the internal LCI stirp is triggered. ...

Home Loan Disbursement NBFC not honoring commitment in the agreement

I availed a home loan of around 90 lacs under construction link plan from Bajaj Finance Home Loan. They took the file processing charges, legal fees etc and post due diligence sanctioned 90 lac loan in August 2018. Initially on the first demand from builder the NBFC released 20% of loan amount as demanded and I have been paying EMIs against this disbursement. Today Nov 2019 when the next demand...

Does POSH ACT intends to finsih your career and right to have a Respectful life ?

Respected Sir, I was working with a PSU and charged with POSH ACT, 2013 in year 2018 and due to biased behavior of ICC members especially chairperson which is feminist to the core, I was charged and my services were terminated not barring from future employment in Govt/Public sector/cooperative sector. The entire proceedings/ procedure took more than 200 days and the evidence based on which ...