Legal questions on Civil Law

EMI started even when we did not take any disbursement

I needed a home loan so i approached Tata Capitals Housing Finance Limited. Their sales person provided us with a santioned loan amount of 31.75 lac. and said that as the property is in construction so only proportionate emi will be charged and on complete disbursemnet only the full emi will be started. So we agreed and started with the process but one sudded day i recieved a system generated ...

Descripancies placed in credit, civil score

Dear sir, Myself Rahul sharma, sir it is very high priority based complaint,plz confirm that who has given the rights to private financial agencies, to contamination/or poor the civil record or credit score of a civilized citizen.Issue is very critical, my father is suffering from last two weeks, I have urgent need of money for their treatment, I have to decide to take any personal loan from th...

Non releasing of tittle deed by the bank authorities after clearing complete housing loan

Sir, We have availed a housing loan for Rs.2 lakhs for additional construction of house in my wife Smt. M.Malini's name during the year Feb.2004 from the Syndicate Bank, Banashankari Main Branch, Jayanagar, Bangalore, after attending all the formalities. The entire loan was cleared during the year Oct.2014 by us. After clearing all the dues, we never received any intimation from the bank author...

School not issuing original certificates and transfer certificates

My son's school has refused to issue the TC as the last semester's fee is unpaid. My husband is suffering from severe Depression and is unemployed it has been really difficult for us to even manage the basic necessities. We have been requesting the principal to help us as the application dates for most of the colleges have already passed. However, she has refused to even talk to us. We do not h...

Inter Religion Marriage

मैं शादीशुदा हूँ । मेरी पत्नी औए एक 4 साल का बच्चा भी है । मेरी पत्नी के साथ सम्बन्ध शुरू से हीं काफी ख़राब है । 5 साल शादी के बावजूद भी हमलोग एकसाथ नहीं रह पा रहे हैं । मुझे एक सच्चे हमसफ़र की ज़रूरत है जो हर वक़्त मेरा साथ दे सके । इत्तेफ़ाक़ से एक मुस्लिम लड़की जो कि मेरी एकमात्र सबसे अच्छी दोस्त है, मेरा हमसफ़र बनना चाहती है । अब समस्या ये है कि पहली पत्नी मुझे तलाक़ नहीं देने को तैयार है । ऐसे मे...

Enquiry

I on jointly both friend compromise in the year 2008 written on plain paper signed as witnesses but never on legal paper for said compromise. But now after 10 years in the year 2018 one of my friend (First party) requested me to give affidavit that you had signed on the compromise paper and I on demand in good faith given my affidavit. Now my second (Second party) to know my affidavit approach...

Second marriage without divorcing 1st wife

Respected sir I m a Muslim guy I m a govt servant I got govt job in composionate ground my father is paralysed and my mother is heart and bp patient my question is my wife is not leaving with me from past 5 months she says to come and stay in her city it's not possible to me to go their though I ve govt job and responsibilities for my parents she has done this several times in this married 2 ...

Show cause notice by mumbai customs

I ordered a sex toy from aliexpress and it got stuck in mumbai customs.after 20 days i got a post from customs for showcause notice.it says 1the said goods were duly assessed by the customs authorities on the basis of the declaration availabel on the parcel and were seized as import of the said goods by post in prohibited/restricted. 2 whereas the said goods obscene material,import of which is...

School fee refund

Dear Sir , I am Joe. I got a new job in Trivandrum on April 30th 2018. So we relocated from Chennai to Trivandrum. We paid 45 thousand school fees. 30,000 1st term and 15,000 for books and uniform. Also, we didn't submitted the school application from also. I gave the letter in your Rishs school office on 2nd of May 2018. They asked me the account no details in the letter itself for ref...

Hotel operating in a residential area

I am a resident of Bangalore and am facing a problem. My residence is located on a road that as per initial plan was to have only residences on both sides of the road facing each other. But, recently some of the residents have sold their houses and buyers have converted those properties for commercial purposes. One such buyer has opened a kitchen of his commercial hotel on the bought property. ...