Legal questions on Civil Law

Surname correction case

Hi my name is hardev singh bhatti.please check the names of me and my father (specially) in following documents: 1)birth certificate - hardev singh(missing*bhatti) s/o sukhdev singh(missing*bhatti) 2)adhar card - hardev singh bhaati s/o sukhdev singh(missing*bhatti) 3)voter card - hardev singh bhatti s/o sukhdev singh(missing*bhatti) 4)10th , 12th , b.a certificates - hardev singh bhatti s...

Not giving paid amount

I have Nokia 8 Sirocco mobile & screen got damaged. I have sent for repair through Nokia Support & they taken. After i came to know that, Nokia have their 3rd party named SERVIFY and this SERVIFY only looking these issues. Later i received a request of money which is 22853/- when i enquired about this, they told device is not repairable & they can replace it with new device. So i paid the amoun...

Reply to a Advocate Notice served on behalf of an employee

An FIR has been lodged against an employee who is deaf and dumb regarding a dispute regarding marriage. The IO of Police served a letter to the employer on 04/12/2019 asking to inform the employee to report to the IO for investigation as early as possible with no date & time stipulations. The information was further conveyed to the employee in writing on 11/12/2019 by the employer after 7...

Name Correction

My name is updated as BHAGAWATI JOSHI in educational certificates (except for graduation mark sheets) and passport, however it is BHAGWATI JOSHI in my documents like Aadhar, PAN, and Voter ID. I want that my name should be updated as BHAGWATI JOSHI in passport as well. For this, I researched on Internet and found that, I should first update my correct name in central gazette. While looking a...

Complaint against Kotak Mahindra Bank

The agents at the bank had sold me a policy stating they will help me open a company account, arrange a personal loan & assist me to get a credit card. I paid INR 60k+ for the premium and after that, they stopped answering my calls. I used to work in UAE at that time hence could not follow up much but whenever I cam back on vacation, I made it a point to reach out to them but all in vain, Later...

Apartment issues

Hi everyone My name is Karthik. The name of our apartment is Supriya Residency (JV Enclave). What is the problem The watchmen who are currently in our apartment doing no work is another name for the sloth. He does not perform any tasks for the apartment, except he does not perform any minimum tasks, such as doing all the things that are not related to the apartment, such as ironing and ...

Economical weaker section

I am general category student preparing for govt job. Provided I get 0/10 marks in Haryana staff selection commission exam for socioeconomic status (father govt job) That means what I score out of 90 is treated as out of 100 Which results getting me merit out several times in final list. EWS was a last hope for me, but Haryana state has changed the annual income limit from 8 lakhs to ...

Degraded quality house by Hallmark builder in Hyderabad

Hello Sir/ Madam, I am an unhappy home buyer who invested all the savings to buy a house with Hallmark builders (Hallmark Silvanus) in Hyderabad. During handover we had observed many issues like water seepage, broken tiles in rooms, broken tiles in bathrooms, damaged tiles in bathrooms with white cement, uneven ceiling & uneven walls, uneven wooden flooring, damaged bathroom fittings, rusted...

Subhashis Dey

Honorable Lawyers, I have been charged GST by builder for a transaction where CC had been issued to builder in September 2014 based on notice of completion in September 2014 from builder. I have paid my full consideration between June 2018 and August 2018. Please note that while doing the sale builder did not inform me about existence of CC and hence I paid the GST. This fact is mentioned in...

Interior startup is not returning the unused amount as we discontinued

I have hired an interior designer company for my apartment. They promised to do a good job in minimal cost and were saying they were not looking to make money, but looking to create a good portfolio. They hired a freelance designer (who has a day job) in another design firm. She was not very helpful during the design phase. It took us 3 months with lot of our efforts to get a decent output f...

Aditya birla finance home loan issue

I had taken a home loan from ABHL, in Nov 2017 for 80l, @ 8.5% floating, all my EMI'S Have been paid on time till date, Now within yr, ABHL had increased the ROI 4times, and now my current rate is 9.52%, Now because of this increase i decided to do a BT, which i got @ 8.5%, but when i asked for foreclosure letter to ABHL, they gave me with FC CHARGES @ 2% on outstanding, when i approached them ...

Unauthorised Lien Marked on Joint Saving Account by Bank

Myself as well as my father have joint saving account in ICICI Bank.We together have not borrowerd a single penny from Bank till today,nor we have stood as surety for his loan for another account holder,nor we have breached any terms & conditions,nor there is any debt due,or any credit card due on the joint account,even though Bank have marked lien on our saving account. We first come to kno...

Bank issued court notice against CGTMSE loan

Respected Sir, I approached bank for MSME loan under CGTMSE. Manager advised to bring building lease agreement. I did rental lease agreement in July 2016 for 20,000s per motnh. I submitted a copy of lease garment to manager seeking loan sanction.But manager released term loan on March 2017 that too after sending grievance to HO.Almost 7 months rent was loss to me.After receiving loan i placed ...

Harassment by bank recovery agency

This refers to my SBI credit card blocked by the bank for non-payment of Rs.5000/- since 2005. ] Now, in November 2019 start receiving flurry of calls from my relatives, relatives of my in-laws [I never new they exist], friends - both old & new, my colleagues [ex & current] that they are being harassed by recovery guys from Kotak Mahindra Bank because 'I chose to give their phone numbers as my...

Legeal Notice

My Name is Sana, I was working in lucknow and then got shifted in Mumbai I joined an organization name Qualispace though I was having exp i was forced to joined as intern with the promise they will give me salary till 18k. I joined in oct where i worked as intern for 3 months with 5k per month and then i got confirmed as my work was very much good but again they didn't hike my salary at what th...

Fraud by Servify and Apple

1. Submitted my iPhone XS on 11th of October 2019. Servify delivery agent had come home to pick up the device for servicing. The device reached the service centre on the same day at around 6:36 pm on 11th October 2019. 2. The next day, I receive a phone call from Harshad Pansare, Sr. engineer over there, where he says that my phone is out of warranty as the internal LCI stirp is triggered. ...

Home Loan Disbursement NBFC not honoring commitment in the agreement

I availed a home loan of around 90 lacs under construction link plan from Bajaj Finance Home Loan. They took the file processing charges, legal fees etc and post due diligence sanctioned 90 lac loan in August 2018. Initially on the first demand from builder the NBFC released 20% of loan amount as demanded and I have been paying EMIs against this disbursement. Today Nov 2019 when the next demand...

Does POSH ACT intends to finsih your career and right to have a Respectful life ?

Respected Sir, I was working with a PSU and charged with POSH ACT, 2013 in year 2018 and due to biased behavior of ICC members especially chairperson which is feminist to the core, I was charged and my services were terminated not barring from future employment in Govt/Public sector/cooperative sector. The entire proceedings/ procedure took more than 200 days and the evidence based on which ...

Compensation from SBI

Hi Sir, needed legal advice on the below situation: My brother is having an account with SBI. He had made an online purchase (Flipkart) on 21.03.2017 for Rs.8619.00. The transaction was cancelled by the him and he received the refund twice on 28.03.2017 and 03.04.2017, erroneously twice by the banking system. Again he made an online merchant (Flipkart) purchase of Rs.10655.00 on 28.03.2017. ...

Defend under section 53A of transfer of property act

Hi All, I have one scenario for suppose ‘A’ enters into agreement of sale with ‘B’ to sell his property in writing for a consideration and given the possession of the property in the year 1985 after making the agreed consideration later on 'B' has done the an act furtherance,‘A’ does not executed the sale deed and he become silent. Later on ‘B’ entered into agreement of sale the property whi...