Legal questions on Civil Law

Change of DOB in passport

Hello sir/madam, I recently applied for reissue of my passport. Previously my passport was issued with wrong Date of Birth(DOB) when i was a minor. So, i wanted to correct my DOB and i have attached all supporting documents including Aadhar, PAN and SSC passing certificate. But the officer has rejected saying they will only accept Date of Birth certificate as proof to change DOB. I am current...

Incorrect CIBIL related advice given on your portal

The CIC(R) Act is an imported imposition on the people of India without realising that our legal system is unable to match the American system in speed of justice. As per the CIC(R ) Act, Section 14 imposes obligations on such companies. They are not merely to follow the diktats of the lender but have to process it and also do research. Rule 21 of Credit Information Company's Rules enjoins upo...

Debt Recovery

Hi, I have taken a loan from HDFC bank on 6th Feb2021 of 4,80,000, and have given to my cousin brother 4,75, 000 @4% of interest. And on 6th Feb, I have transferred 456000 Rs by deduction the interest amount of 19000. So, after giving the loan, he ensures me that there will be no default on Principal and you will get interest on time. But I don’t have any agreement regarding this, just I have ...

Rejection of personal accident insurance claim

My father had a Kotak Bank Savings account with which he was given a VISA debit card. The bank claims that its debit card has Group Personal Accident Insurance cover of Rs.5 lacs. My father died in an unfortunate accident on 22nd May,2022 by falling through lift shaft. The bank is now saying that its Group Personal Accident Insurance covers rail and road accident only. The Insurance company pro...

Full Name in Aadhar card and Passport. Short Name in Academic and DL copies

Hi Everyone, Myself S.K.Prakash, 32years Male from Tamilnadu and my full name is Sankiri Kumarasamy Prakash. Till my MBA and current employment(Private company) my records will be named as S.K.Prakash. And recently I have updated my Aadhar card as my full name Sankiri Kumarasamy Prakash by giving my passport as a proof(initially my Aadhar card name is just S.K.Prakash) . I have follo...

Issue of Transfer certificate and conduct certificate withheld by College

My daughter finished B.Sc Medical Lab Technology From Christian Medical College (CMC), Vellore, completed one year of internship and 22 months of Service Obligation Bond. Her service Obligation Bond ends on Jan 6, 2023 (79 days are remaining). She has got admission for M.Sc Molecular Medicine at Central University Of Punjab from national level Common University Entrance Test (CUET 2022). The da...

Landlord brought police to my house

I moved into a house in march this year in the month of july we had a dispute with the Co-tenants. At first the landlord asked them to vacate by oct end. Since then the other tenant started harassing me so I told the landlord I was planning to shift out because of this. I changed my stance twice. In August the landlord started telling me to leave and not send anymore rent as he will deduct rent...

Faul practices of SSC ( staff selection commission )

I applied for Delhi police hcm exam in 2019 when it was advertised first on delhi police portal after some time delhi police canceled exam after that many students filled rti to it for returning money, age relaxation in next attempt because it has been 2 years passed after they intimated about examination cancellation after all that the examination was re advertised by ssc as now being taken by...

Resignation as chairman of society. Procedure and responsibility after resignation.

I have resigned as chairman of society on 07.09.22 due to health grounds. I was not able to attend 2 monthly meetings of August and September 2022. The Committee members are not sharing the minutes of monthly meetings for Aug and Sept. Only on 27.09.22 it was informed on whatsapp by Secretary that my resignation is accepted by the Committee. The committee is not appointing/electing another Chai...

B.Arch admission through TNEA 2022

This is regarding B.Arch Admission conducted by TNEA 2022 (Tamil Nadu Engineering Admission), NATA (National Aptitude Test in Architecture) entrance was Initial criteria for securing admission later JEE (after commencement of JEE) also included as eligible for admission. Today the rank list was published where they have worked out rank based on both NATA and JEE marks. There is a drastic change...

Suit filed,wilful defaulter written of settled in experian

I use PAYTM POSTPAID,which provides loan facility through their nbfc partner ADITYA BIRLA.Upto the month of JULY,I had paid all the dues on time which is 7th of every month.For the month of AUGUST,I had paid my dues amount on 7th August which was not getting reflected,so I had asked them for the status which they said it has been received and is updated.The very next day I got call from custome...

Not Getting TC from School

Dear Sir, I am not getting Transfer Certificate of my son who studied in Gaur International school Gaur City 2 Greater Noida West Ghaziabad till 8th class after that session started of 9th class so I deposit first quarter fees approx. 22k (April to June) because fees needs to submitted before 10th of quarter start otherwise school charge fine 50Rs per day but in mid of quarter we moved my son ...

Problem in reissuing passport due to Parents Name correction

Hello Sir I went to PSK under tatkal appointment to add my spouse's name to the passport and some corrections in the Parent's name which they simply denied as any correction needs to be addressed under Normal appointment which is fine and we agreed to it. However, they suggested bringing a gazette notification in order to change the Mothers name (from Gurdeep Kaur to Gurjeet Kaur) and supporti...

Name Change

Hi everyone, My educational documents have my middle name mentioned but I don't want to use that and all my legal documents (Adhaar, Voter Card, PAN etc) have my name mentioned without my middle name. Example: As per birth certificate, 10th, 12th, Graduation certificate: John Jacob James As per Legal documents/employment records: John James I went to apply for passport and they mentio...

Motorbike sold to a person and the person didn't change the ownership.

I owned a motorbike in Delhi and due to a terrible situation I trusted a buyer from UP and sold the bike to him and handed over the RC. This was done in 2017 December month. At that time I used to check the registration details using a MVD portal from delhi traffic police and used to enter the mobile number registered with the bike. After selling it I entered my mobile number and couldn't acces...

Renovation loan fraud

I am Sravan Kumar Mula, holding S/B Acc/No: [deleted] at Andhra bank Cherlapalli Branch (Now Union Bank of India), In 2015, I was abroad during the house purchase process, so I gave my father power of attorney to do my duties in my absence. I have gave power of attorney for maximum loan on 35lacs and I received (Home loan A/c No [deleted]) of 33,90,000 (sanction letter is attached). But the ban...

How to get returns money from the bank

Sir I am Sami Qureshi buy a e-auction property which is held by Canara Bank Bijli Nagar Bengali Square branch indore m.p. on 10/01/2022 property of Mr. Mohd. Faheem Khan Address C1 Scheme No. 71 Sector D Indore was purchased. the entire amount was deposited by me in the bank. 25 percent EMD amount Rs 697000 + Rs 2000000 home loan.(Rs 2788000) From date 10/1/2022 to date 25/7/2022, the propert...

ITR revised (income reduced) after obtaining EWS certificate. Will there be any problem?

I have given ITRs of 3 persons i.e. my self and 2 family members while applying for EWS application. I have mentioned total income of my family based on ITR Receipt Acknowledgement (showing net income after all exemptions and deductions) which was less than 8 lac. Then I got EWS certificate. Later I found that "Gross annual income" of family was to be considered, hence I doubted because If ...

Underage driving-- My husband tried to teach car driving to 8 year old son despite my warning.

Incident happened on 28 august and child's age is 8 years. Can i file a complaint against my husband as he has put my sons life in danger by letting him drive on highway at high speed despite me stopping him not to, he encouraged him to be on driving seat in his lap without any seat belt and handed him over half control of the steering wheel and feet on accelerator, once came a point where in ...

Eviction notice

Hi We received this eviction notice as shown below. We had filed a case in local court (but the notice was from High court) and there have been a few hearings but nothing have come out of it yet. Local police just informed us that officials will be demolishing the mentioned property on 16th september. Is there any way that we can get a stay on the demolition? Please advise. Best Regards ...