Hi, you can purchase through GPA from b , also get a WILL done from b in your favour with attesting witness of C in it ..

Home loan can only be granted on sale deed not on GPA...However, the bank may give loan if it is satisfied that you are the valid owner of the property

If you want to buy full property then you will have to buy basement and ground floor from C and rest property from B

If you are applying for home loan then you just need to submit the copy of title papers to bank who will inform you whether title of seller is clear or not and will do the due diligence on your behalf

If you are looking to buy a plot, you may not be eligible for a home loan, but for a land loan. Home loans are available only for the property already constructed, under construction or likely to undergo construction soon. For funding the purchase of a vacant plot, you will have to go for a land loan instead.

Apply for housing loan

2) if title of seller is clear and marketable you would get loan

3) if seller does not have registered sale deed don’t purchase the property

GPA does not confer title to property

To confer title sale has to be registered sale deed only

Bank will not sanction Home loan unless title of seller is clear and marketable title

1. Registration of Sale Deed through GPA has been ordered against by the Supreme Court in the year 2012 in case of Surya Electric vs. The State of Haryana.

2. Keeping this in mind, the sale deed for purchasing the property of C by B may not be registered by the Registered.

3. There might not be any sanction of home loan by any PSU Bank on the above ground.

You can buy the entire property wherein the title holders of all the floors should jointly execute and register the sale deed.

Sale Deed registered by all the floor owners together is possible subject to approval of the law of the Stale Govt.

1. Registration of joint sale deed is possible and thereafter home loan should be allowed.

2. However, verify with the local Banks about their further requirements to provide you the home loan for buying the above property.

Sir in case you are buying the total property then in that case the B can make a sale deed in your favour with help of POA of C and for his share through himself same can be registered and you shall get the bank loan also.

Yes it is possible using the GPA the B will sign on behalf of the C as well as he is the owner of the rest of the property so meaning there by a single sale deed can be made.

Yes the sale deed is possible and it can be registered the B shall sign as the attorney of C in the sale deed for his share/.

See as far as the facts on the record you can get the home loan further bank checks the complete title, though based on transaction between B and C your home loan wont stuck it would be clear transaction.

Get a title search of the property done

Each of the buyer and the GPA holder will have to mark presence before the court and will have to sell the share of the property.

Get in touch with the bank, they will tell you as to whether they can give loan on the said property or not.

Regards

Get in touch with a local lawyer at the earliest.

Regards

Sale deed cannot be registered on the basis of GPA. special POA is meeded for sale transaction.

There seems to be some legal complication in the property you propose to buy.

From the contents it appears that the property involves in some legal lacuna

Have collected property related documents and produced before a local advocate for a legal opinion?

Have you sought the opinion of the bank for sanctioning the loan on the basis of the property documents of this property?

First you get the property documents scrutinised, obtain legal opinion and then if the purchase is recommended, you can proceed.

WE WANT PURCHASE COMPLETE PROPERTY

There is nothing wrong in buying the whole property but remember the hindrances in it, there is no proper sale deed on anyone in whole.

Get the clarity of the title to the property through the seller and then proceed.

SIR SALE DEED IS POSSIBLE

HOME LOAN

The bank has to be consulted in advance before buying the property.

The bank is having a team of advocate to whom this will be referred, they will give opinion about the clear and marketable title of the property to the seller, after which it will depend on whether to proceed or to stop there.

WE WANT SALE DEED AND HOME LOAN

You may obtain all the relevant documents and the papers of the property, produce them before a local advocate, get them scrutinised and have his opinion about the property.

If it is recommended then you can go ahead or else you may have to drop the proposal.