I had taken a personal loan from icici in 2014 worth 2.3 lacs and paid the emi fro 14 months. However, due to family issues, I had to stop payment and the bank people had also deducted my salary for a month. Now, my total due amount including cheque bounce charge is 2.11 lacs. Two days back, three officials came from ICICI bank and started shouting at me and my wife. They made me write in a blank paper that I have to pay 1.7 lacs within next month and made me sign my name as well. I could not record the persons but I took their business cards so I have their details. Now, i am thinking of shift my place due to the harassment caused, please advise. As of now, I will not be able to pay any amount till some 6-7 months, what is the best recourse ??
Asked 4 years ago in Civil Law
Thank you for the help and the details. My concern is that can the bank officials use that signed paper to force to pay the 1.7 lacs by next month as I am certainly not in a situation to pay that amount. I am currently at my native place and I cannot file the complaint until next week when I am coming back to bangalore. Also, they also told me that a suit had already been filed by the bank but I did not get any legal notice regarding the same. So, the paper I signed stating that I will pay 1.7 lacs by next month, can it be enforced by court or police officials.
Asked 4 years ago