Should i file RCR & Child Custody or Divorce & Child Custody
You should first concentrate on the child custody case alone.
Dont deviate the subject by filing RCR or divorce case, that is a different subject, you can think about it at a later stage when the necessity arises.
-Incase if she refuse to come back can I file the Divorce from my side on RCR refusal ground.
In case she refuses to return to the matrimonial fold you can file a divorce case on the grounds of mental cruelty so that realises the mistake of abandoning the matrimonial home without any valid reason.
-What are the chances of getting my kids custody as currently my son is with my in-laws.
If your child is being brought up by the grandparents when the biological mother is living and residing in some other town, you have bright chances to win the child custody case because the child's welfare is paramount and the court can consider the biological father's plea in this regard.
- What are PRO & CONS of not covering under HMA.
You cannot claim this at the present stage.
If you are not covered under HMA then under which law are you covered and what were you doing about this so long.
Dont spread your imaginations on such futile issues.