1. If no property has been mortgaged by your father, the Bank can not do anything immediately to recover its dues,
2. The Bank can not charge you or claim any amount of outstsnding lying in the name of your father,
3. You are also not bound to disclose the whereabouts of your father,
4. If you inherit any property from your father, your liability to the Bank is limited to the selling price of the property inherited by you,
5. If your father has not defrauded the Bank, no criminal case will lie on him,
6. So, if he is found by the Bank, it will file Money Suit against him and serve notice at his new found address,
7. Relax.