1. Yo must have post retirement medical facilities provided by your ex-employer as mentioned in your terms of employment and also as per their rule, 2. Normally, treatment in Govt Hospitals are allowed by such Municipal Corporations, 3. Currently, treatment (including surgery) in specialised private hospitals have also been permitted by certain Municipal Corporations wherein the amount will be directly reimbursed to the said private hospitals, 4. Treatment abroad will not be reimbursed by any Indian Municipal Corporations.