The Builder says We cant get an OC for the property that is G+3 Construction. The reason being is a little deviation from the approved plan by BDA. Instead we get an E Khata by gram panchayat which after BBMP'S take over we shall get an A Khata. Will there be a problem now or later in future if I buy an apartment?
It is naturally a big problem. There is no guarantee to get A khatha in the future if the deviation is not in a state to regularise despite paying penalty. Without occupation certificate you will not be able to get many amenities of the government like electricity connection, water supply etc. You may not get a bank loan too if you dont have occupancy certificate or A khatha.
The land papers are genuine. Will it affect the water supply and BESCOM (Electricity) Connection? How it will affect my stay for the rest of the time and the registration of the property?
How do you say that the land papers are genuine when there is no A khatha for the property?
Without OC, BESCOM services or water supply will be affected.
Property can be registered with B khatha too but this will not entitle you for housing loan or all other facilities.
The CC had to be obtained by BDA but the khatas are issued by gram panchayat. As per the builders legal team, they say during the initial stages the CC was not applicable for the property but am concerned.I am buying the property from the landowner's share.
Khatha cannot be given by gram panchayat, it can be issued by BDA for rural areas and BBMP for urban areas
The CC will not be approved by BDA if there is a gross violation in the construction.
Is there any other competent authority to issue the OC and any certificate similar to OC that proves the flat is ready for possession?
No, there cannot be more than one competent authority to grant OC/CC and also the Khatha.
Even the landowner is a bit concerned about this OC and CC. The property is to be handed over in April'15. Will the OC be given later during the time of possession? How do we define the term possession? i;e possession to landowner and to the customer?
Is it April 2015 or april 2016? OC can be given at the time of possession of the property purchased.