If you knowing the law properly then you should challenge the same before the court where the case is being prosecuted. You cannot question the court sitting outside about its function that how it accepted the case.

On receipt of summons it becomes your duty to appear before the court either in person or through your lawyer, you can vent out all your grievances before the court in the form of written statement and by deposing evidence during trial. Are you denying the loan itself, if so on what reason, if your reason to deny the loan itself will be based on some reliable issues, then you may challenge the case with the help of it.

1. Since you have executed the promissory notes the liability to repay the amount rests on your shoulders.

2. If the lender does not possess a money lending license then he could not have lent money. You should contest the case on merits by engaging your lawyer.

3. The civil court accepted the case as you were not before it to rebut the case of the lender.

1) you have to contact a lawyer and defend the suit

2) raise the defence that neighbour did not have any money lending licence .

3) it may be the case of neighbour that it was an interest free friendly loan given

4) better settle with your neighbour

Hi, money lender has not possessed valid money lender license is a matter of fact that has to establish before the court from your side.

2. As you have received the notice from the court and it is your duty to appear before the court and file a detailed written statement and your contention will be consider by the court at the time of Argument.

first of all get the copy of the case and file your reply with all the details and raise the objections regarding the money lending without any license.

this is a civil case and take more then years, so no need to worry, fight the case on merit.

contact over the phone after pay the consultation fee which is very nominal and get all details for your safeguard.