Issue notice to  bank stating that no such person resides there warning of legal action criminal and civil for damages if any representatives/agents/servants visit your house. If the disturbance continues file a police complaint. also complaint to head office of the bank. For further clarification you may contact me. Hit the like button if the advice is useful to you.     

If the house property has not been mortgaged or given as collateral security towards the personal loan availed by the vendor, you need not worry about it.

You can ask the bank representatives to not to disturb you in future, and to contact him wherever he is available.

You can also warn that if the representatives do appear once again to your house in this connection, you would be constrained to lodge a criminal complaint for the offences of nuisance against them with the concerned police. 

1. Make it clear to the Bank authorities that you bought the property and you have no idea about the default of loan by the previous owner.

2. In the meantime, if you can contact the previous owner, convey the message that Bank officials are on the lookout for him and he should himself contact the Bank officials and settle the matter immediately.

3. If you have the earlier owner's contact details, share the same with Bank Officials.

4.  Still if the Bank officials visit your house looking for the previous owner, lodge a Police Complaint against the Bank officials for causing nuisance and mental harassment unnecessarily to you. 

Inform the bank in writing  that seller does not reside in said property 

2) that you do not know his whereabouts 

3) not to send it’s representative to your residential address

You are not at all related to the personal loan and responsibility after Bank people to find out the actual defaulter you have to tell them clearly and increase if you are being harassed because of collection agent you have to go to the police and file complaint against the person who has sold the house you must have the Aadhar card of the person as well why you have taken registration of this house you have to provide all the detail to police and file complaint against the bank people and seller of this property under various sections of IPC

The bank officials should be given the correct name and address of that person. Why should you suffer for his misdeeds.

Hi, you have to issue legal notice to the Bank, not to disturb you and restrain them interfering you. If they continue the same then you have to file a suit.

Dear sir/ma'am,

You should issue legal notice to the bank head office and try all means of communication to inform them that the defaulter no longer lives there. It is advised that you inform them via the notice about the disturbance and mental pain the bank officials are causing to you. If you have information regarding the address and contact details of the defaulter, pleas forward it to them. This should prevent them from troubling you further. Thank you.

- Since, the house which you have purchased from the seller is not mortgaged with the bank for the said loan taken by him , then you are under no obligation to pay the amount to the bank

- Further, visiting your house by the official is also against the law, and you can lodge a compliant against him .

- However, you should give a written intimation to the said bank , that you are owner of the said house , and no having no knowledge about the whereabouts of the seller.