Hi

File a complaint against the builder for fraud. 420 IPC more specifically.

Send him  a legal notice first than you can proceed with the complaint.

1. All of you are bound by the terms of the agreement.  In presence of the written agreement there is no admissibility of enforcing terms of the written agreement. 

2. Since the sale agreement is silent about no EMI tiil possession you can't insist upon it anymore. 

3. You were misled in signing the agreement that no sale agreement remain valid beyond 18 months after which it requires renewal.  Had you taken legal advice from an advocate at that time you would not have been in this situation. 

1)  file complaint against builder before RERA and seek orders to direct builder to pay EMI till possession as agreed in various messages exchanged with builder 

2) in alternative cancel your booking and seek orders to direct builder to refund money paid to him by the bank 

Electronic records does not have any legal validity in respect of any contract for sale of immovable property. 

So you have to go by the written agreement for sale. 

1. You can enforce through the legal framework only those promises which are incorporated in the contract or otherwise reduced to writing.

2. Whatsapp messages do not give rise to contractual obligations.

3. If there is no clause in the agreement about no EMI till possession then you cannot make the builder liable to act to the contrary.

4. Do not fall into the trap of these builders by relying on whatsapp or verbal assurances.

1. You can file a Police FIR, requesting investigation and charge-sheet, for offences like  Cheating, Intimidation, Fraud, Breach of Trust, Mischief etc.... against the person, supported with all relevant supporting Documents, Evidences & Witnesses.

2. IF the Police does not take action, THEN you can file private criminal case u/s 156(3) Cr.P.C., in the local Magistrates court, seeking directions to the Police to investigate and file charge sheet. The said Person may come down for settlement.

You can file a consumer complaint against the builder before consumer court for deficiency of service and claim compensation

If you have documentary evidences to prove what you say here, then first issue a legal notice demanding the builder to pay the EMI till the date of possession as per agreement. 

If the builder refuses to comply with the demand made then you can plan proper legal action against the builder through consumer forum. 

Dear Sir,It is valid evidence and you can get issue a legal notice and settle the issue or approach the Consumer Forum.

Take them in the RERA for cheating you.

Seek refund of your deposit with interest.

Consider sending them a legal notice before filing a complaint before RERA. 

- As per the Information Technology Act, electronic communication can be produce as a proof in court.

- Further, messages sent through WhatsApp messaging app are valid legal evidence under law, and the blue tick over the messaging app is a valid proof.

- Since, the builder and the finance company is refusing for the same, then you should file a complaint before the RERA for getting order /direction in your support. 

- Further , you can cancel the booking due the mistakes of builder , and the builder is bound to refund the entire amount with 10% interest due to non complying its clause. 

Dear Sir/Madam,

You are suggested to serve a legal notice to the builder for pre-EMI as per its promise. If not done by builder, then file the case in the RERA Court for the same.

See you may file a complaint before the consumer court, the builder and finance company has mis represented by saying that only 18 month agreement can be done. File a consumer complaint seeking the amount from the builder.

Dear Concerned. 

Without delay file a RERA complaint, with all your grievance, by the time lockdown gets over your matter will be listed to the court and you will certainly be able to get your interest and delay penalty. 

You can cancel the sale and demand refund with interest.

Take print of what's app chat. 

If you want the property than have to file consumer complaint and also complain to RERA.

You should file a complaint against the builder in the RERA TRIBUNAL after the lockdown opens.

You cannot rely on messages, they will disown the said messages, it will be very difficult for you to prove the same.

You can lodge complaint with RERA seeking directions against the Builder to pay EMI till possession is given to you by June, 2021.

OR

If you do not want to get disturbed, issue notice of cancellation of the agreement and seek refund of amount paid by you after deducting cancellation charges.

OR

You can issue notice to the builder to pay EMI till possession is given to you, in case, if he fails to do so, you can file Case before Consumer Forum seeking direction from Forum against the Builder to comply with payment of EMI and also claim damages for mental tensions you faced due to acts of Builder.

After lockdown send them a legal notice and file a case in the consumer forum.

Regards

you can file a criminal complaint with the police. Also, approach the Consumer Forum for the deficiency in service where you can claim damages and refund of your money..