1. Builder is bound by the possession date earlier informed to you in the allotment letter
2. you are not bound by the possession date stated in your registered agreement
3. therefore you can very well claim interest for delayed possession from promised date of possession till actual handover of possession
4. secondly you need to check in your agreement what is the quantum of interest payable by the builder if he delays in handing over possession to you? Is it the same rate of interest which would apply to you had you made any delays in payment of the installments on their due dates?
5. if there is any disparity between the rates of interest payable by you and the builder for the respective defaults of either party, then obviously builder cannot charge you ROI over and above the ROI which you would be required to pay him had you made a delay in payment on the stipulated date of payment
6. coming to the NOC charges, the terms are completely illegal. If the OC is received and possession is given to the flat buyer then builder has no business to charge any NOC or transfer fees. That is completely illegal
7. if the OC is not yet received I suggest you file a RERA complaint to claim interest for delayed possession + excess interest charged from you for delay in making payment of intallments