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suit filed, wilful default, written off
HI , my name is suresh ,due to not cross verifying the my axis credit card payment 1 RS and I have paid after 24 months Dec-2017 bank kept as SUIT FILED, WILFUL DEFAULT, WRITTEN OFF now what I need to due pls help Regards, suresh
Asked 5 years ago in Civil Law
8 Answers
Sir since the amount is paid along the interst the bank may settle and withdraw the suit filed. Further you can approach bank citing this was mistake and ask bank for correction of your CIBIL Scores.
Generally, banks will not jump to legal action immediately, to recover its dues, unless it is inevitable.
1)if bank has filed suit and you have made payment later bank can with draw the suit
2) you can file reply mentioning full payment made by you
3) enclose evidence of payment made in december 2017
What kind of cases are pending and the cases are at what stage?
Also, if the payment has been made and there is no outstanding then get the case dimissed on the ground that there is no deault now.
Regard s
I dont think they have filed any suit. Kindly check if you receive any summons.
If written off has been written then there is no need to go anywhere and need is to go straight to the bank and get it corrected by your payment documets.It needs only correction.
The bank has written off the loan as bad debts.
You need not be worried abut it until it is reflected in the CIBIL score.
You may check the CIBIL score, if there is an adverse entry then you may contact the bank and repay the outstanding amount to get the adverse entry removed so that it is not affecting your future loan program.
