They claimed that in Maharashtra under PMRDA part CC is sufficient for possession without OC, this flat booked in 2011 before RERE came into existence, one of learned lawyer suggested that I can take possession of flat under protest and then file complaint against builder before consumer forum and seek orders to direct builder to obtain OC and seek refund of additional money paid by me, how this could be possible if I take possession after builder will force me to sign a document saying I am totally happy with Infra and taking possession. How I can take possession under Protest ?
The builder has to obtain OC. However, the Flat owner can also apply for OC. If you have already occupied your FLAT without OC, you can approach the Local Corporation or municipality and apply for OC. If the building has been constructed as per the approved plans, building standards, fire safety standards and if it also has BCC then you can get OC in 30 days (legally). However, the law says that if the building has been constructed without any plans it cannot be regularized (if there are structural deviations) and OC may not be issued in such cases.
Occupying a property without an OC is considered as illegal and local civic bodies can ask you to vacate the property.
You may have to face trouble in getting water connection or sanitary connection or electricity supply connection.
Most of the financial institutions may insist on Possession Certificate to sanction home loans.
If your builder is not obtaining OC, you can issue a notice to him to apply and handover the required documents. Failing which, you can also approach a consumer forum or can file a writ petition.