1. Your next step is should be collection of copy of I.Tax return of your wife from where it can be proved that she is a self earning lady capable of maintaining herself,
2. As regard your income, certainly you have filed I.Tax return wherein you have shown your income as NIL from salary due to your unemployment,
3. Since she has not prayed for maintenance and asked for one time compensation, contest her claim fittingly arguing that she is well qualified to maintain herself,
4. Filing of RCR is of no use since she can not be forced to join you even by the Court.