Bank harassment

Hello, I have 3 personal loans (unsecured) from different banks , which totally sums upto 5 lac. when i was financially stable i made regular payments for all untill 8 months but due to some financial problem and loss of my job am not able to make payments from last 3 months and the bank recovery agents are harassing me to the core . i have also approached the banks and explained them my situation and requested them to restructure the emi to lower amount so that i can make those payments, but the banks are not listening and instead pressuring me to pay the pending emis These goons come home threaten my family member that they would arrest them, my father is a heart patient and a senior and some of the recovery agent has threaten him that he would arrest him, when i was out of town,Some times i get calls from police station saying if you dont pay we will arrest you.Its not fair on banks part that the recovery agents speak to female customers like this . Please advice me how can i go forward.