Wife is not coming to continue marital life also not giving divorce

Hi sir, we got married 3.5 years back in Coimbatore(wife native). After marriage we were staying in her house for three months then we came to my home. Within a month her dad call us to his house. After a month I came out from her house as they were verbally insulting comparing with other persons. Then, I approached her many time to come to home . She is only willing to live with her house and sent me a legal notice for conjigual rights with some false accusations. And replied to the notice with actual truth with the help of a lawyer from my native. After one year from marriage I again went to her house and requested her (not in front of her parents) and we live together nearly six months in her house on basis of her condition(living in her house). During the period of time they forced me to buy a property in both of us name and loan taken in my name. They contributed 3 lacs rupees for registration and I contributed 15 lac for initial amount and part of registration process. After buying the property i shown interest her to live together in the house which we bought. Again she refused to come out from her parents and they taking the house key and documents from me. At time I shouted in front of her house while I got know I got cheated by them. Then they filed a police complaint on me with the evidence of shouting in front of her house. After investigating done by police they understood my situation and asked them to give me back key and advised her to live with me in that house. They were lying that they have kept house key in my car in front of police. After long conversation police advised us to take a counseling. We both attended. After that they were promised in front police that they will give the key and live in that house. But I waited more than 3 months they didn't take any steps as police advised. Then I filed a police complaint for the fake promise. And police asked them to come again and fixed a date for house warming. On the fixed date I came with My family members for house warming but she told unfaithful reason and went to Chennai from coimbatore. I understood she is only interested in property and not showing interested in marriage life and she was not accepted for baby plan as well was created more pressure in the society. I stopped paying emi and started staying separately in my work location. As she got call from bank side she came to my home and requested to pay emi for one month alone and further months she said she will pay and we can apply for divorce. But she didn't pay emi and last 2 years I am paying emi 53k/month. Whenever I going to her home to talk about this issue. She is not available and her parents lying that she came to meet me. She not giving me divorce and not coming to live with me and taking my money for emi in that frustration I verbally abused. She recorded and threatening me that if I file divorce she will file domestic violence and ask for alimony. I am helpless as mom is single mother. Please help