Chit fund company Used My Cheque to Bounce

Hi i am 35 yrs married female Dr..I am successful subscriber of Chit on 2015 ..Feb ..After submitting suritie also they didn't paid my praized money for 5L chit which was 3L ..They Demanded for cheque too to give my praized money ..After 4 months 2015 june they had given me 1.3 L and 1.6L was pending and they didn't responded to my calls and inperson also they didn't answer .No notices for due amounts also soo I dicided to not to pay monthly amounts ..finally on 2017 they send us notice to pay the rest of the installments which are just 18 they mentiond i paid 32 installments which was not true ..i paid only 14 Installments..after that no notices nothing ..Now they bounced my cheque for the amount of 3.3L ..Now they stated that 1.3 L was given to me and 1.6L i willingly transfer to 3 chits which wer vacant and aome days that 3 chits wer closed and that amount they adjusted to praised chit only which i had no idea at all..Finally i paid 98k for 14 installments they had given me 1.3 L now bounced cheque for 3.3. L