Divorce

My Wife & Myself are not staying together since 1.5 years. In last year we tried multiple time to contact her multiple times but she blocked everyone, actually we have not done anything, everything is planned & done by her Mother, since she was not happy with our marriage. Last December, I again reached out to her and said we are coming to her place for discussion on exactly what they want & how to solve this, intially she agreed & told that she will be happy we come to discuss but then after 1 hour she told we dont want to discuss anything so dont come here and then she filed complaint in Mahila Thana. In Feb I went there and things got sorted between us, but she was not staying with me, we use to visit each others place every month, reason, she said that she wants to settle her mother first and then she will come because her mother did not want to stay with her Sons. Then last month she told that she want to end relationship, I agreed & in mutual draft she mentioned that we are not together sine 1.5 yrs and she is demanding Rs.10 Lakhs, I am not able to give her this much amount bcoz I have lots of liavbilities along with multiple Loans, she is also aware of this but then also instaed of going to Court she went to Mahila Thana to register FIR, so please can you tell me what to do & if I am not eligible to pay this much amount will Court force me to pay her Rs.10 Lakhs