Loan property in joint name, wife doesn't agree to sell

Me and my wife bought a house after marriage. We both are working professional and the downpayment was done in 25:75 ratio between wife and husband. Husband took overdraft against home and failed to pay the same due to business failure in covid, although home loan emi is going. Now bank has issued loan recovery notice, property has also appreciated in last 4 years. So if they sell it and pay off loan, they will still get handsome amount in hand to move to a smaller property but there is some marital discord between the couple and wife isn't ready to sign the paper to sell. If bank takes possession then they would lose on a lot of money as bank will sell it at least price so that they can recover their home loan and overdraft loan value. Husband doesn't want to lose the property without getting any thing in hand and then again settle wife claims tomorrow for alimony and child maintenance. He is ok to let the wife keep the house as part of settlement but wife isnt ready to pay off the overdraft loan to settle it also.