Chargesheet

I am Chief Manager under Suspension in Indian Bank . I have been suspended due to following reasons. 1. I had sanctioned 12 Home Loans out of many loans while working at our Russell Street Branch on the basis of recommendations by my officers. All the loans were appraised and processed by the officers. 2. The approved advocated of the Bank had submitted clear reports and OTD also verified by him. The Engineer also gave EVR. The Officer visited the units before sanction submitted his reports ( since tampered). The processing officer recommended for sanction and accordingly the loans were sanctioned. 3. The then ABM and processing officer completed the documentation. Then ABM was poster as BM of other branch, the processing officer also posted at other branch as BM. I made an appeal for promotion and I was transferred to a below level Branch. 4. During the next BM all visit reports were available ( in system the name of inspecting official available), but after that the visit reports were not available. 5. An special inspection was carried out, where it is observed the borrowers, promoters and the person introduced the borrowers jointly committed a fraud. May be the Advocate too. 6. I was posted in other Zone, the introducer requested me personally to help him by giving rs.2 lakhs refundable. I lent Rs.1 lakh for the purpose of purchasing various things and visa amount of his son who secured a job in USA. 7. After some days inspection was carried out at all the branches i worked. 8. from Russell Street Branch I was transferred to Silchar Branch, where I sanctioned a loan of Rs.168 lakhs (takeover of Rs.148 lakhs +Rs. 20 lakhs). The propietor is the brother of then Deputy Speaker of Assam. He had a other liability against NSC/LIC with SBI, I was interested to take that one too to our Bank and gave him Rs.5.50 lakhs from my poecket with a interest which i was paying in my Staff OD Account. 9. That man was repaying back by cheque only without any interest. In the meantime I was transferred in a style of slave. I was relieved at 5.15 pm and after relieving i was informed and I also proceeded for New assignment at Barddhaman West Bengal. 10. Now i received explanation about the loan of Rs168 lakhs.. on reply i think the Guwahati Zone was satisfied, but the Kolkata Zone not satisfied. 11. GM kolkata while called me to come and recover the overdue, I was also called to his office too and i came to his office, i was not only threatened of my jo b, but also unparliamentary words like sc-st was used by him and i could not protest immediately as he might get another point of vindictive attitude by me. 12. I was again issued an explanation in respect of HL and Rs.1 lakh, i replied and in a seperate letter i informed that i was hurt by him for using the above remarks and sending a letter to my village address where my 76 years old mother receives. 13. Immediately on receipt of the reply and the personal letter, I was suspended. I assure of no