Can i do fir before lodging case against him in court

Place of Occurrence: Delhi My friend took Rs 1.15 lac through my credit card to his mobiwik and paytm account (All transaction are done digitally not in cash). I gave him on his genuine need at a promise that he will return my money in installments. On a humanity background i converted those amounts into emi for their comfort. Now its complete 9 month over and i havent received a single amount from him. I myself do not work anywhere and i am just a student preparing for competitive exams. I admit my mistake that i should never help anyone in need. Now when i call he says that i will pay you but when i will be comfortable . Except crying and putting myself in deep depression i can't do any thing. I dont know whether my case is strong or not. Should i go to police directly for help or file a case against him in court if i file a case how long will it take to recover my whole amount. Also i have changed my location how can i file a case against him from my hometown . please help I am in extreme depression