Car Loan Defaul

Hi Krishna I have taken a car loan from Axis Bank in 2012 for a value of 5.15 lakhs for a tenure of 60 months but unfortunately I had some financial crunch couldn't pay 5 to 6 emis remaining in the process bank has approached me and provided me top up for car loan repayment track as a valuable customer and this now linked to my current loan account for defaulting on emis not get deducted sir now since a year I couldn't make payments as I am jobless and have no deposits are savings in the account where I could pay the amount and i am still searching for job Adding to this bank agents tracked on road few months back and was barred to seize the vehicle which i obliged and been to bank where I was asked to repay an amount of 2.30 lakhs in less than 10 days and was forcibly advised to write down a letter mentioning the same with current address i am residing as i am not residing in the address where the loan was taken initially in this process bank has initiated a legal against me and said summons have been issued for the same I explained them my desire situation still i tried my best to arrange to repay but of no luck. But yesterday in the morning I see a cop at my door saying that he has come to arrest me where as i am contact with bank haven't run away from the city and his behaviour was soo arrogant against me and my wife where he was not stating the reason for arrest and even he hasn't produce us any arrest warrant for the same along with him and Axis bank representative was present and saying that summons have been issued against you which i haven't received to my notice I said that I would definitely oblige to court but I would't if not wrong interpretation and after a long discussion on the same the cop left the place after he received call from there seniors and after a while Axis executive also left saying please do come to bank on Monday and have a discussion with there manager. Now the case is that i am jobless since more than a year and even i have other loans and credit cards that i am default on where they understood my situation and been to my house and spoke to me personally i requested them i would pay but i would once i get a job and would start the payments on humanity grounds and after witnessing what i have going through they have accepted on few grounds Please suggest me on this sir