Home loan fully paid on under construction property

Dear Sir, I bought a duplex house in 2014 Dec, they only did the slab work so far and bank has released the 90% loan without any structure (ADF -advance disbursement loan by the banl Tata capital) on Plot against the construction agreement. i am paying the EMI from starting day onwards. if i stop the EMI what action bank will take? 1) loan provided against the construction agreement, there is no construction how do they go for action on this property? 2) I have not signed on construction agreement, can i stop the EMI? 3) bank has given the loan on Plot (10 Lacs) so can i go and ask the bank, i will pay only the EMI for 10Lacs and i will not pay the EMI against for the construction as there is no construction on PLOT. 4) What is the responsibility from the bank side especially on the ADF loan if the builder not started work. 5) will the bank kept any property from the builder to give the loans to home buyers, if the builder not completed the project, will the bank use that property to complete the project 6) i paid full amount in 2014 Dec and it supposed to complete by jun 2016 but they only complete the slab work, what action can i take on builder and Bank. 7)