Personal Loan Repayment

Hi, i held a well paying job till mid 2015 but due to a prolonged period of joblessness since some time now i failed to regularly pay my personal loan with icici.i tried making as many payments as possible till 2017 January. however in March 2017 they filed a civil recovery suit against me and till now they absconded during mediation and later so in the last 6 months i have made appearance each day the court has asked me to but they haven't. i have got a job but its barely letting me survive and as such being absolutely honest with both court and bank that i will repay as soon as i am able.. i just need a bit more time or at least the bank could rework my emi's but now i have been summoned to lok adalat and later for another date in sept. i am not exactly sure what i should do should i go to lok adalat and if the decision is made that i pay now i wont be able to pay yet i also have a court date later in the month. i wont be in a position to pay till December at least... what shall i do