Harassed and abused by loan recovery agents, Financial debt.

Hello, I have taken a PL from different banks during the course of time all amounting to a total around 6 lakh's Also i have 3 credit cards from Different banks. I was paying all my EMI on time until things really got missed up i started having health issues and helping couple of my friends and landed into this situation which i have not got my money back from them and i have given up on that option. From the past 8-9 months i am finding it extremely difficult to manage things and not able to pay the EMI's and its in backlog for 3-4 months for almost all the banks. I have to borrow money each month from friends and family and manage the situation. But as i get my salary it all goes away giving back to people i had taken from and I am left with nothing. My liabilities are now more than what I get in hand. I do night shifts i work for a private company, I sleep during the day so if i miss any calls from the recovery agents they land up to my house and harass me and my family and As they are from different banks it gets even more difficult. I am getting mentally disturbed its affecting my health started having major health issues, affecting my work and making things difficult at home as my family also have to suffer bcoz of me. I have received letters from the bank and the court for payment and i have no idea as to how to go about it. I do want to make the payment but it will take sometime to cover all the banks. All my loans are all coming to an end in next 1 yr i paid all this while but its from past 9 months my situation is got worst. All i want is time from the bank So i can save some amount and pay off each of the banks. I have been telling the banks I need time i will make the payment however they are not ready to wait they keep calling me coming to my house threatening me sending me texts they will block my salary account, calling my company and telling them about my nonpayment, tracking my family members on FB and calling my family members. " But If i am available to talk I am in constant touch with the bank why are they calling my family and company and sending me such msgs is that allowed" ?? I tell them to contact me and do every thing legally but they keep harassing me. I am very stressed out and I do not know how to get out of this situation. Even if i ask for settlement or for payment options I will not be able to pay all banks together as my salary will not be sufficient and hence i will need some extension from some banks so i can manage and pay off every bank. I am breaking down each day its taking away my sleep and peace and affecting everything around me. Please advice me what can i do as i have to fight this battle alone and I have no help and support.