Furnishing of wrong information by CIBIL
Dear Sir
I have applied home to HDFC in May,2016 . Bank after checking of my CIBIL details , reported 3 Nos loans availed by me from SBI . For getting details , I had applied for CIBIL Scores with CIBIL three times . After much persuals , I could get my CIBIL score . I was surprised to see that 3 Nos SBI loans shown in details were never availed by me from SBI also there was lot of dependencies in report . Actually report was mixed with reports of other individual .
I made complaint to CIBIL . CIBIL sent revised report but this time some of details pertaining to me was also removed . What was more intresting that 2 Nos loans which I had actually availed from Barclays bank and DHFL were not appearing in either of reports provided by CIBIL . I have reported matter to CIBIL but CIBIL surprisingly reported that they maintain details received from financial institutions/Banks and to contact financial institution if I wish CIBIL report of specific institution to appear in report .
As you may see from above , I have to pay to CIBIL though they provided wrong reports for which I have suffered mental stress , mental agony , defamation (3 Nos SBI loans reported by CIBIL which I had not availed) . Also wrong report by CIBIL is misleading to banks/FIs (My loans availed from Barclays and DHFL not appeared in either reports) .
Please advise legal course that I may initiate against CIBIL
with regards
Rajeev Kumar Sharma
Asked 7 years ago in Civil Law
Dear Sir
Loan from HDFC was also appearing in CIBIL report which I had not availed from HDFC . I had successfully explained fact to HDFC so HDFC had approved my Loan and disbursed same .
But the following are also facts :
1. CIBIL has reported 3 Nos loans availed by me from SBI which I had not availed from SBI
2. CIBIL has also reported loan availed by me from HDFC which I had not availed from HDFC
3. Some of details pertaining to me were not appearing in revised report issued by CIBIL
4. Loans availed by Barclays bank and DHFL were not appearing in either reports of CIBIL
5. I had to spent valuable time and money for getting CIBIL reports
6. I had suffered defamation , mental agony by the business of CIBIL
I have already sent letter to CIBIL and SBI . I have also asked CIBIL for compensation but CIBIL has not made any compensation .
Pls advise further course of action
with regards
Rajeev Kumar Sharma
Asked 7 years ago
Dear Sir
Kind Attention : Sh. T. Kalaiselvan
As my problem got solved , doesn't mean that CIBIL can not be booked for its deeds . Only I know how horrible experience it was to get report from CIBIL and its rectification by CIBIL .
Due to CIBIL only I had to waste my valuable money and time . Also till correction of reports , I have suffered lot of mental stress , agony and defamation . Definitely law should exist to book CIBIL for its deeds
with regards
Asked 7 years ago