1. If there was no mortgage of a specific property with the bank it cannot auction your property. The only remedy for bank is to file a lawsuit for recovery. For reconveyance there has to be an identifiable property of the borrower/mortgagor.

2. The court has passed the decree holding you entitled to the recovery of amount with interest. You can apply for execution of this decree.

3. In so far as the shop is concerned it is your case that no specific shop had been allotted to you. You must have entered into an agreement with the society wherein it agreed to sell the shop to you. Now if the agreement has been dishonoured then the only remedy to you is to file a lawsuit against KMCS to seek court's directions to it to honour the agreement or in the alternative pay compensation for breach of agreement. Show the agreement to a lawyer for a comprehensive legal opinion.

1) if you have taken loan from bank you have to pay installment . . bank has disbursed loan to you .

2) if you dont pay bank is bound to take recovery proceedings against you

3) you have got decree against society . you can execute decree to recover your amount paid to society with interest

4) make an offer for OTS with bank and settle issue amicably with the bank

Hi, Bank has to recover the money through your personal assets only. There is no existence of mortgage property.

2. You can file a private complaint against society for cheating.

Fist of all the procedure to get the sop itself was deviated without anyone caring for the provisions of law in this regard. Now everyone woke owing the developments and legal problems.

Now since the cooperative court has already passed judgement favoring you, it will be better you execute the decree to recover the money and also negotiate with the bank for OTS. Bankhas sanctioned loan on your name, so it becomes your liability whether there is a shop number or not.

1) execution of decree takes some time

2) appeal can be filed by society against decree passed by trial court

If there is no appeal pending, then an execution petition may be filed in the same court where it was decreed. The execution proceedings will be faster.

The decree can be challenged in the appellate court.

The decree is open to challenge in the HC and finally SC. The delay in execution can be remedied by seeking an appropriate relief from the HC.