• Problem with husband

I am an engineer and i got married to an engineer in 2003.  both of us have government job. i have two daughters of age 10 and 4.  Since marriage, 
my husband hesitated to take responsibilities of family saying he has loans which he made for his parents and his brothers family.  in the initial state it self, i have given nearly Rs. 2lakhs to him to settle his loans in 2007. Even  after that he has contributed a very little amount from his earnings to us.  in 2013 suddenly he started telling he has loan and struggling to come out of that.  He started with 2Lakhs and ended with 5Lakhs, some how, i arranged and gave the amount.  after 6 months or so, he told he has 15Lakhs of loan. 
 having two daughters, i didn't wanted loose family and and my daughters like their father so much, for their happiness i even tried to give the amount he wanted 
by making loans on my name.  All these i just did to save my family not just save my husband.  after taking 15Lakhs, my husband is telling he still 
have loan of 18Lakhs. he says all these loans he made for his family.  not even one rupee of these loans he has contributed for his wife and children.  
now i have come to know that, he has maintained relationship with two women whom he is talking without my knowledge.  he says that they are just friends.  when i checked with his call details
he has spent much time on them over phone for more than a year. he calls them more than 10 calls a day  very frequently, in my absence.  now i am really scared of my
position, because already i have made so much loans to give money, and for the livelihood, i have to depend on him too.  i really don't know what to do,either  to continue with him, or face the circumstances. please advice
Asked 11 months ago in Family Law from Bangalore, Karnataka
Religion: Hindu
1) best option is to call quits . your husband is more of a liability and keeps on taking loans . go for divorce by mutual consent 

2) seek maintenance for your 2 daughters . since both are working both have to  share responsibility of daughters equally 
Ajay Sethi
Advocate, Mumbai
23264 Answers
1219 Consultations
5.0 on 5.0
You have to decide what you want. If you want to discontinue your marriage then you can file for divorce on the ground of cruelty and adultery if you are able to gather evidence of his extra marital affair. You can also file for maintenance against him to make him liable to support you and your daughters. 
Ashish Davessar
Advocate, Jaipur
18151 Answers
448 Consultations
5.0 on 5.0
Your husband made it a habit of lying you and avail your money for his extra marital activities.  You had been very innocent and had been supporting him without verifying the veracity of the statements made by him.  did you ever check that when did he avail this loan and to what extent and why did he make you as a borrower and how come every time he is coming out with new and heavy loans after you have started settling one after another.  
Therefore he not only lied you but also cheated you. 
There is no liability on him or you have to depend on him since you are also employed and drawing a good salary, you can live independently in the same house without giving him any money, he cannot force you. You cannot tolerate his nuisance and this cheating activity on the pretext of marital bondage because he had been taking advantage of your such weakness. 
You can wake up even now b not obliging him with any money anymore and force him to share the burden of home maintenance expenses, you can remain in the same house without having any contacts with him if fails to oblige or tortures you for the change in your behavior or attitude with him. 
You should not be afraid of his threats for divorce etc., even if he files one, you may challenge it properly.
If you wont correct him at least now, then you may stand losing him fully one day since he is reported to be flirting behind some other women already.  
Be courageous and take wise decision at right time. 
T Kalaiselvan
Advocate, Vellore
14046 Answers
127 Consultations
5.0 on 5.0
1. Your steps defy all logical sense,

2. When the loan amount first soared from Rs.2 lakhs to Rs.5 lakhs, you being an professionally educated person should have about the destination of your money paid and taken the stock and details of his debt,

3. You surprisingly did not ask for the details of hisb debt which soared to Rs.18 Lakhs,

4. Now, your concern is your husband's call records with two other women,

5. It will be prudent on your part to ask your husband about returning the money he has taken from you and also get the details about the payments he has made from your said amount,

6. You can take care of the issue with the said two  ladies later on.
Krishna Kishore Ganguly
Advocate, Kolkata
12113 Answers
231 Consultations
5.0 on 5.0
Hi, from you narration your husband having extra marital affairs so it is better you can come out of this relationship and file a petition for divorce.

2. Though you are depending upon him but he has cheated to you and  in family relationship trust is very important and in your case you have no trust with him.
Pradeep Bharathipura
Advocate, Bangalore
4105 Answers
133 Consultations
4.3 on 5.0

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