Transfer money to parents bank account 

2) your last 3 years will be considered 

3) they will come to know you have transferred money into parents accounts 

4) if your mother is not working she cannot have salary account 

5) court will consider all your investments 

6) seek phone consultation with any lawyer on this website 

It’s safe no one can take it. You need to only contest the maintenance application filed by wife aggressively 

1. Not necessary, she cannot take any money from your FD or PPF  or stock market shares 

2. In the event of she filing a maintenance application then both have to file an affidavit declaring your assets and liabilities,  The ITR would be required to be filed for three years as on the date of filing the affidavit.

3. Whether you are directing your salary amount to your mother's account or not you are required to file the salary slip in the affidavit.

4. No.

5. You may not declare that amount in your affidavit, unless you don't reveal she cannot come to know that details, the social security number is not a source to get the details of the balance amount.

1. Yes, you can do so but if previous transaction's are produced then money trail can be unearthed . 

2. Unless any of the parties produce related documents before court, it can not look into it. In affidavit of assets and income both of you will have ti disclose your respective income and assets.

3. If money first comes to your account then it is immaterial later to which account this money goes.

4. Yes

5. Any false statements made on oath will attract perjury which is a punishable offence. 

1. Any transfer of funds from account to accounts can be easily established.
2. In such cases income from the date of marriage is taken in to consideration.
3. Your salary details can be obtained from your employer through Court.
4. Alimony is computed on the status of wife, it is compensation to wife for carrying the stamp of divorcee. It is not recompense for livelihood.
5. Any claim against the records will prove you conduct. All such tricks are well to Court. with the  ssn bank accounts can be traced in U.S.
6. Any such transactions will only go against you as your mala fide conduct. Don’t undertake such adventures.

Dear Client,

Before transferring the money into your parents’ account, you need to be prudent. Although this can appear to be a safe step, courts may see this as an effort to conceal property, so actually be detrimental to your case. In this case, consider why keeping finances separate (and transparent) may be the way to go to avoid more serious issues later down the line.

Generally, in bank statements and ITR, for the last 3-5 years, the income and assets of the person(s) are examined in courts.

It is also important to note that courts take into account the money in PF/PPF accounts and shares, while deciding on alimony/maintenance. The assets are usually considered part of your broader financial picture.

On the subject of your USA bank accounts, honesty is the best policy. Doubting their existence will only hurt your credibility, so it is best to be transparent about your assets and income.

To further protect your finances, consider the following:

- Keep the right financial records to make sure transparency and accountability of your finance.

- You can consider a prenuptial or postnuptial agreement with your wife to safeguard your assets and properties.

- Expand your all the available assets by spreading them across other investment options.

- Start an emergency fund to cover at least 3 to 6 months' worth of living expenses with yourself.

- Make an appointment and consult a good financial advisor or lawyer who is expert in the matter of divorce law and finance. And make sure you are making informed and wise decisions.

Consult with detail.

It is important to approach this situation legally and ethically while safeguarding your financial interests. Here’s what you need to consider:

1. Transferring Money to Parents’ Accounts

• Transferring all your funds to your parents’ accounts right before a legal dispute can be seen as an attempt to defeat maintenance claims.
• Courts can scrutinize such transactions, and if found to be intentional to evade alimony, they may be reversed or considered while deciding maintenance.
• However, if you have a genuine reason for transferring money, such as repayment of past loans or investments in family property, it may be valid.

2. How Many Years of Financial Records Court May Check?

• Courts generally examine 2-3 years of bank statements and ITRs, but in some cases, they may extend it further, especially if your wife alleges that you transferred money to avoid paying maintenance.
• If large sums were transferred suddenly, it may raise suspicion.

3. Receiving Salary in Your Mother’s Account

• If you redirect your salary to your mother's account, it may be viewed as a deliberate attempt to hide income, which can backfire.
• Courts can ask for salary slips, Form 16, and company records to trace your actual earnings.
• It is advisable to receive your salary in your own account for transparency.

4. Consideration of PF, PPF & Stocks in Maintenance Calculation

• 
  Provident Fund (PF & PPF):

  • PF is generally protected from attachment, but courts may consider its existence while determining maintenance.
  • PPF is also protected from direct legal attachment, but it is an asset that reflects your financial standing.

• 
  Stocks & Investments:

  • Courts can consider stock investments if they are substantial and provide income through dividends or capital gains.

5. Money in Foreign Bank Accounts (USA)

• If your wife can provide evidence that you have an account in the USA, the court may ask for disclosure of your foreign assets.
• Lying about foreign bank accounts is risky—if proven, it can negatively impact your case.
• However, unless the court specifically orders you to disclose foreign assets, they may not be scrutinized unless your wife raises the issue.

6. Ways to Protect Your Money Legally

• 
  Genuine Investments: Invest in long-term fixed assets like real estate or mutual funds instead of keeping large cash reserves.
• 
  Loan Repayment: If you have loans or family debts, repaying them can reduce your liquid assets legally.
• 
  HUF or Trusts: Setting up a Hindu Undivided Family (HUF) or a private trust for family wealth can help in asset protection.
• 
  Proper Documentation: Ensure that all financial transactions have legitimate justifications.

Final Advice

Instead of taking steps that courts may view as fraudulent, consult a family lawyer to plan legally sound financial strategies. If your wife files for maintenance, you can contest it by proving:

• She is well-qualified (BE degree) and can earn.
• She is capable of working and should seek employment within a certain period.
• Your financial responsibilities and liabilities.

Would you like assistance in drafting a legal strategy to contest maintenance?

Thanks and Regards,
Advocate Aman Verma
Legal Corridor

Dear Sir,

First of all, you are suggested that in case you wish to keep the amount in your parents' account, the said account should be under your control. Just keep minimum amount in your bank account. Generally 03 years of bank statement/ITR are asked in the martimonial cases to assess the financial condiiton of the parties. They may say anything but they can't take amount from parents in their favour. It is sugested that you take the salary in your account and then divert the funds as required. You can hide the facts about the USA bank account.