1. An Authorization letter authorising the relative/representative either in the form of a letter or power oaf attorney deed duly notarized by a Notary public may sent to him for doing the needful at his ends on behalf of the father of the deceased.
2. The power of attorney deed can be prepared in the Indian format also, if it is not acceptable then they will send the format which can be complied accordingly.
3. This may not be necessary, if it is insisted by an authority at their end in USA, this can be done by the representative at his end itself.
4. The insurance claim amount is not taxable in India.