As per law you are liable to pay maintenance not from the date of possession but from the date of OC
Because without an OC the possession will be illegal
So you have to pay the arrears since 2009
Charging interest on arrears is ok but charging interest on interest and that too compound interest is illegal and draconian
There is no need to pay any cash of Rs 60 lacs as any transaction in cash above 2 lacs is illegal and the recipient has to pay double the amount of cash received as penalty to the government
If the builder has any claim against you then he has to file a suit against you to recover the amount
He cannot orally ask for 65 lacs like this
As regards the MC for the room, you need to check if others are also charged at the similar rate