1. The cheques have been passed by the accountant and those cheques were crossed cheques,
2. Crossed cheques man crediting the payees account only and not making payment by cash,
3. Were the cheques drawn on the accountant's name? If not then why did you and how could you pay him the amounts mentioned in those cheques drawn on some other names?
4. While paying the amounts to the accountant, did you take his signatures acknowledging rceipt of the said amounts? If yes then you have a chance to defend yourself,
5. If you have not taken the receipt from the accountant as a proof of his having acknowledged receipt of the said cash, then you have grossly violated all norms and rules of the Bank for which you might face serious trouble,
6. If you can prove that the accountant has taken the said amunt hen you have some hope to partially defend yourself.