Lend money to friend with an agreement, money to be refunded if not fulfilled - lied
I and my friends, of the same village along with a witness from my neighbor, established an agreement to lend money he needs to get some NGO/(I do not know details from where) fund for establishing a nursery school in the village. I had good intentions for such a cause and wanted to be part of its establishment. But after lending money, he asked for money again, this time my witness doesn't know except I have WhatsApp interaction and phone calls. The first time, Rs. 5000 and then again 3000. Every time he promises to pay me back within few days, maximum within a week. But I found myself something fishy as he avoids meeting me when asked to meet. Even he tells me over the phone that he will meet this evening and then he never apears. By talking, I realized he is hiding too many things, and never talks straight forward. My January end, 2021 if the fund is not approved he supposed to be refunded my Rs. 55,000 by 10th Feb 2021. When I asked this mid-February about refunding my money, he said this work needs time and I should be patient. When I talked about the agreement and asked for a refund, hesitantly said that before April 2021 he can't refund money because he does not have any money. Now I am in doubt whether my agreement is any fruitful for any legal aspect to force him to pay me my money back. And by the way, I do not believe this man anymore. He has broken every word from paying back small loans of 5000 and 3000 that I lent him for his urgent needs.
When I asked his brother about what this man, I called him, is up to. His brother can hardly know anything his brother does. My witness, also warned me that he was suspicious about it him taking my money.
What should I do and how can I proceed?
Asked 3 years ago in Civil Law
I am still waiting for his payment. Once he gave me post dated cheque and just day before the date he told me to wait as his account has no money. As I already told him before taking the cheque to make sure the account is maintained, I have suy the cheque and as expected, the cheque is returned with banks letter.
Later, I have contacted local advocate for cheque return case. Letter by advocate is sent to my friend and he has rejected to accept it.
Then I have asked my village society after a Friday prayer to help me with dealing with my friend. Senior members and we both agree that '2nd June 2021' he shall give exact date when he is refunding the total Rs.63000 amount. But again he excused by saying that because of locked-down he can't get money as all office work is slow. He gave another date 17-june-2021. But when I asked on 18th evening, he again giving casual excuse like 'next week I will go to Kolkata and get money else you have to give another 1-2 months time.' After argument with him, he was getting angry and saying me like ' do you know who I am?', 'You don't know me' and from behind I can hear his wife saying,' we will not return money to you, do whatever you have to do'. During this argument, his elder brother, Habibur was present along with others, mostly women from his neighbours. I am worried as I hear that ' do you know who I am' and I left the place with intense sadness and worried for myself as I remembered my eldest brother, Abdul Hamid was killed in this village few years back.
He has very sweet talking sound and can create story that is so convincing. That evening in front of me I heard him saying that he has connection with Judges, Gun officer and police station. With this, I guess he is giving me warning that I can't do much against him.
Village people are not that helpful as most of them support me by saying that he/my friend is cheater but they don't really able articulate that in front of him.
Please help me.
Asked 3 years ago
On 21st June 2021, I went to Nabagram Police station and wrote a letter to file FIR. But in-charge at the police station asked me to give the letter to his assistant police after listening to my story. The assistant told me to not file FIR, instead listened to my complaint and told me that they will pick-up my friend [who borrowed money] to the police station and will ask me to come to police station at the same day. So that police can listen to both of us. He also told me that if I file FIR, my friend will be released by 'jaameen'[ bail?] and I will not be able recover the money because the Police can't arrest the person who gets 'jaameen'/[bail?]. I am confused why the police told me that? The Police took my mobile number and the letter that I wrote for Filing FIR and asked me to go home. Since then I am waiting for their call. No call yet.
At home, my elder brother told me that Police may be hinted for Ghoosh[money for doing work?]. Should I do all this FIR work through advocate or through other person?
Will any advocate on Kaanoon platform can act as my lawyer/advocate?
My witness [who co-sign the agreement as witness], told me that Police station is no more a police station I know. Police informs about pick-up/FIR to local Political leaders first and then a net is laid to fetch money from the case. So lots of money needs to be invested for my actions. It hope I am not falling into deep trouble.
If one of you can act as my lawyer to help me write a strong case, Please connect with me - +[deleted].
Asked 2 years ago