Occupation Certificate (OC) is issued after the construction meets the building standards. OC is an essential document as it ensures the security of your investment. You must not accept possession without this document.

You can purchase villa as builder has obtained completion certificate from Panchayat 

2) no OC is given by panchayat 

Yes . In Gram Panchayat area  the formalities like Municipality is not necessary as far as construction is concerned. 

However building Rules varies in every state and therefore contact Gram Panchayat office to find out the regulations prevalent in Gram Panchayat area of this locality.

The RERA registered property is considered to be compliant in building rules. 

A. In Sarjapura area is concerned that there is two Planning Authority functions towards plan approval i.e Anekal Planning Authority and STRR Planning Authority. In these two planning authority never issue a Occupancy Certificate. Both authorities will issue only Commencement Certificate and Completion Certificate.

B. As per the Statutory requirement  is concerned, even OC is mandatory towards villa construction you never get any legal hassel. For more clarity you can ask the builder to issue a endorsement issued from these two authorities in respect of non availability of Occupancy Certificate which is been issuioi the same to others. You can get this through RTI application.

If RERA then OC is must.

- Occupancy Certificate evidences the completion of the building as per the approved plan and compliance of local laws.

- If the builder is unable to obtain the occupancy certificate, it means that the builder has violated building law or deviated from Construction Plan, and further it is illegal to occupy in a building or apartment that doesn’t have an occupancy certificate.

- Further, It is illegal to occupy in a building or apartment that doesn’t have an occupancy certificate. Buildings without OCs are not given a water connection and are charged a higher property tax.

- Further, as per RERA,, A builder cannot give possession to buyers without OC

- Further , it is generally granted by the sanctioning authority like a municipality, or parishad whose jurisdiction the property lies.

1. IF the Layout Plan and the Construction Plan was duly sanctioned by the Town Planning Dept. /Collector Office and builder is ready to give Architect approved "Completion Certificate", THEN OC is not mandatory and Grampanchayat will simply survey the house and issue House Tax Receipt & Form no. 8, which is Final & Conclusive for all futuristic legal purposes.

2. The above is not applicable for Municipal Corp. /Council areas where OC is mandatory, without which taking possession is a prosecutable offence.

Dear Sir,

In the panchayat area, the OC is not required and the same can be confirmed through the RTI as well. 

OC is mandatory and only oc certifies no violation of construction plan.

Demand OC.

You need to have OC of the Villa before you go ahead, more particularly, when the project is registered under RERA

Do note that obtaining Occupancy certificate for an independent house (row house) is not mandatory. A builder can get a provisional building completion certificate from local authorities. But do note that this is valid for six months only. He has to obtain final building completion certificate.

If it is RERA project than OC is required 

BMRDA/BDA/DTCP are the only authority to approve building plan (not  Gram Panchayat) hence OC is not required. 

Yes you should insist upon it. He is trying to harass and fool you into submission.

Yes it's a mandatory requirement without which it's illegal to take possession

Ask him to give you the OC else file a complaint in rera.

Yes builder is right occupancy certificate is not required.