1. Within the expiry of 45 days, both the seller and the buyer have to revalidate the duration of the sale agreement document, as mutually agreed, and extend the same on mutually agreed terms afresh. No need to sign another sale agreement and pay 0.1% of sale value again.
2. Convince the seller that the disbursement of money through bank loan takes much more time than 45 days and hence the revalidated sale agreement and request the seller not to resort to the clause of breach of sale agreement.
3. If the seller waits till the loan is cleared, its good for you to proceed with the sale after the loan is sanctioned.
4. It is true that you will have 3 months' time for the Absolute Sale Deed to be registered, but do you think that your seller, without receiving full consideration, agrees to execute the Absolute Sale Deed now itself in your favour.