1. You have managed to get yourself ruined in every possible way and I wonder what more measures left to be done to finish you off financially.
2. it was mistake for reasons best known to you and the price you are paying is solely your responsibility.
3. It is not cleat how much of money you have already repaid. The absence of any proof of repayment has compounded your problem further.
4. Now do not waste a single day time and inform your family members immediately about the trap you have gotten yourself.
5. Lodge the complaint with Police about criminal intimidation , cheating and extortion. The creditor has committed all these offence and registering FIR on the basis f your complaint is only option save yourself from the mess and the case u/s 138 NI Act which the creditor is going to file against you soon.
Consult with your family advocate.