section 279 IPC deals with rash and negligent driving punishable with imprisonment upto 6 months or fine up to Rs 1000 or both
2) it is also punishable under section 336 , 337, 338 of IPC which provide that if person drives rashly endangering life or personal liberty of others . under section 338 IPC punishable with imprisonment of up to 2 years or with fine or both
3) It has to be proved in case of accident that the accident was the result of rash and negligent driving. Thus the prosecution has to be prove that the person who committed the accident was driving rashly and negligently
4) The car owner can be liable if the car was not in roadworthy condition.He should have proper documents including insurance cover
5)the insurance company takes liability if car is insured .It is for the insurer to proceed against the insured for recovery of the amount in the event there has been violation of any condition of the insurance policy
6) you should contest case on merits