1. You can not stop payment for maintenance of your buildings for the sole reason that the association has not collected the outstanding dues from the defaulters.
2. The Association has been formed by the flat owners and you have every right to raise your objection in the meetings regularly held by the association or you yourself can convene a special general meeting by giving notice to the convener/secretary in this regard and discuss the said issue.
3. You can also file a complaint before the Registrar (if the Association has been registered) and pray for direction upon the Association not to waive the outstanding payment of maintenance.
4. If the Registrar fails or refuses to act, you can file a Writ Petition before the High Court against the inaction of the Registrar making the Association as private party, seeking appropriate relief but you can not stop payment of maintenance on the stated ground.
5. Similarly, the Association also can not stop providing basic facilities by disconnecting the hot water supply with out due process of law.
6. The Association is expected t file a Money Suit against you claiming your unpaid maintenance amount with interest, damage and cost and if you still refuse to pay the said amount even after being directed by the Court, the Association can seek leave from the Court to disconnect all community service facilities provided to you for want of the maintenance amount from you.
7. Only after getting order from the Court, the Association can disconnect water supply along with stoppage of providing other services to you, otherwise not and there is a clear Judgement passed by the Supreme court in this regard.
8. You can lodge a police complaint and also file a damage suit claiming damage from the Association for their said act & file an application praying for immediate direction upon the Association to reconnect the hot water supply line and do not disconnect it till the suit is disposed of.