Fraud account opened by 3rd person & support by IDBI bank officer
1.One person opened saving bank AC on my name in IDBI Bank in Dec 2012 without my knowledge. 2. Bank officers helped him very much by preparing bogus documents & REPORTS. AC related all IMP documents given illegally to him in Jan 2013. 3. From Mar 2013 to June 16 no transactions on account only -230 (minus) balance. 4. That person deposited bogus cheque of IDBI in his bank for Rs 5.12 lacks and collect report of cheque bounce/fund not sufficient on AC. & filed case in court. 5. After reviewing of documents we found big & major mistakes from bank & all illegal activity supported by bank. 6. We filed case in consumer court for compensation n given all proofs. 7. Consumer court say that we are saying that this account was not opened by us then how come we become consumer? But account is on my name & there are 2-3 transactions on this account. Also that 3rd person filed case against me for payment of money on this bogus cheque & AC. How we can convey prove consumer court that we are consumer and have rights to claim compensation from bank for their careless & fraud altitude. Pl advise
8. AC was on my name from Nov 2012 to as on date but opened by third person. All documents issued on my name, ATM transaction done, cheque issued and deposited in bank by third person. On cheque return basis that fraud person filed case in court. 9. We have filed police case against that person and police submitted charge sheet & reports indicates AC opened by third person.
10. I have nowhere in this drama but suffering job loss, financially wasting money on bogus court case, lost to much money without doing anything, also lost overseas better package offer due to court case.
I AM BAGGING FOR JUSTICE AND NO ONE SUPPORTING AT ALL. BANK ISSUED ME NOTICE EVEN THOUGH ANY 12 YEAR BOY CAN CONFIRM THIS IS BANK OFFICERS GAME & MISTAKES.
I HAVE CAME ON ROAD DUE TO LOSS OF JOB SINCE LAST 2 YEARS BECAUSE OF BANK OFFICERS. HOW CAN I PROVE MY CLAIM AND GET COMPENSATION FROM BANK @ RS 9 MILLION. PLEASE ADVICE. REGARDS, DHANANJAY
Asked 8 years ago in Criminal Law
Religion: Hindu
I have reported case in consumer court for compensation. But consumer court asking one question -
.
" YOU ARE CALMING THAT ACCOUNT WAS NOT OPENED BY YOU BUT SOMEONE ELSE OPENED A/C IN IDBI TASGAON BRANCH WITH SUPPORT FROM BANK OFFICERS. ACCOUNT RELATED ALL DOCUMENTS COLLECTED BY THIRD PERSON." SO HOW CAN YOU ARE BECOMING A CONSUMER OF BANK ??
How can we prove that I am consumer of bank. I have clarified that A/c is on my name & documents, details, are mine. A/C opening deposited money accepted by bank on my name, All documents given on my name, on the A/C 2-3 transactions like withdraw of money, cheque return charges debit, card fee etc. Still Today my name is in bank as A/C holder. But not satisfied the court.
HON. COURT SAID THAT IF I ACCEPT THAT A/C OPENED BY ME THEN I CAN BECOME CONSUMER OF BANK.
If I agree that I have opened this account then become criminal because I have filed FIR against fraud person for opening fraud A/C on my name & police submitted charge sheet in court. So from both side I am in trap.
CAN YOU PLEASE GUIDE ME OR GIVE SUGGESTION TO CONVEY/PROVE TO THE CONSUMER COURT THAT I AM CONSUMER & I SHOULD GET COMPENSATION FOR THIS.
PLEASE HELP
Asked 8 years ago
