- Your father joined as a Grade C (Class III) employee.
- Even though he was promoted to Grade B (non-gazetted), the rules state that if a parent enters service in a Group C/D cadre, their children automatically qualify for the Non-Creamy Layer,
2)your father’s pension will completely be excluded from the income calculation. Only your mother's capital gains of ₹1 lakh will be considered. Since ₹1 lakh is well below the ₹8 lakh annual income threshold and fall under non creamy layer