He can claim damages from your insurance company under MV Act as well as can claim with his insurance company too. No criminal liability unless he was injured
Accidental accident
Earlier today , i accidentally brushed a car which was parked on the road as i mis judged the space .There was minor scratches on the front bumper . i halted my vehicle(car) and spoke with owner however he kept yelling and kept on talking .. he later took photos of my license plate . he didnot respond to me however was irritated that his car was damaged. while i waited for 10 minutes or more he was not interested hence i left the place. Kindly let me know what i can expect from this owner and how can this be handled. I have a comprehensive other vehicle damage however the other guy didnot give me chance to talk on this....
Asked 1 day ago in Criminal Law
Religion: Hindu
7 Answers
The owner may file a police complaint using your license plate number to trace your address and details.
2) The owner may contact their insurance company, which will then contact yours to claim for the damages to their bumper.
3)they may try to demand immediate cash payment for repairs that exceed the actual cost of the scratches.
4) Call your insurance company and report the accident, even if you do not plan to file a claim for your own car.
5) Go to the nearest police station to report the accident yourself. Report that you brushed a parked car, waited for more than 10 minutes, tried to speak with the owner, but they were non-responsive/aggressively yelling and refused to exchange information.
There is no cause for alarm here, as there is no ground for any criminal action. Perhaps, the other party is going to lodge a claim with his insurance company.
Do not worry. Nothing will happen with you or your car even if he lodges a complaint.
Forget this issue fast.
He can approach the police with your vehicle number and obtain owner details through the RTO.
He may file:
A simple accident report (CSR), or
An FIR under minor sections like rash/negligent driving (usually under provisions similar to Section 279 IPC / relevant Motor Vehicles Act sections).
For minor scratches without injury, police generally treat it as a petty motor accident and try for settlement.
Your Third Party Liability component covers damage caused to another vehicle.
For small bumper scratches, it is usually settled through insurance or mutual payment.
Let this go and don't panic!
If he reaches out to you, tell him to claim insurance.
G.Rajaganapathy
Advocate
High Court of Madras
- If there is only scratches i.e. a minor accidental scratch without rashness or negligence, it will not attract criminal liability.
- The said person has taken the photos for claiming the motor accident insurance claim .
