Purchase often depnds on the desire of the purchaser which may not always be most logical.

This purchaser is not willing to buy this rperty.

So without wasting time look for other buyer.

Apparently there is no defect in title of your property. 

You are the owner of plot 

no further  documents required 

you can carry on construction on plot provided building plans are sanctioned by authorities 

Your title was confirmed in the initial stage itself when the builder had executed a registered sale deed in your favor and transferred the property with possession.

Besides the builder had executed a registered rectification deed rectifying the error of mortgage release deed which ws not mentioned in the original sale deed.

This clearly establishes your clear and marketable title over the property in your name.

The buyers may resort to unnecessary doubts especially if they are not knowledgeable and may not even listen to their lawyer's opinion.

An experienced lawyer may recommend the purchase after scrutinising the property related papers if they are found to be genuine and proper. This buyer seems not very serious about purchasing the property hence you may discard him and proceed with your proposal to construct the structure over the vacant house site. .  

1. Am I the legal owner of this plot?

Yes. Since the plot was registered to your name in 2020, and the mortgage was released in 2021, and further clarified through a Supplemental and Rectification Deed in 2025, you are the legal owner. Your name reflects on the Encumbrance Certificate (EC), and you also possess the mortgage release letter from KUDA — all confirming ownership.

2. Can I sell the plot?

Yes, legally you can sell it. But some buyers may hesitate due to the registration during the mortgage period, even though it was later regularized. If your documentation is clear (mortgage release + rectification deed + EC in your name), there is no legal bar to selling. It’s more a matter of buyer perception than legal defect.

3. Do I need to ask anything more from the reputed venture?

If they've already executed:

• The original Sale Deed in 2020, and

• A Supplemental and Rectification Deed in 2025 clearly stating the mortgage was released,

then legally, nothing more is required. However, if you want to eliminate buyer hesitation, you may request:

• A confirmation/No Objection Certificate (NOC) from the venture stating the plot is free from encumbrance and fully owned by you.

• Or, if agreeable, a Fresh Sale Deed (though not legally required, some buyers may prefer it for peace of mind).

4. Can buyers face any problem in the future?

Not if:

• The mortgage release is recorded,

• The EC is clean, and

• The Rectification Deed explains everything.

But buyers unfamiliar with title procedures may misinterpret a rectification deed as insufficient, even though legally it serves the purpose. You may also consider getting a legal opinion or title certificate from an advocate to present to potential buyers.

5. Can I construct a house on it?

Yes, as long as:

• The mortgage is released,

• You have ownership title, and

• The plot is in an approved layout (by KUDA),

you can apply for construction permission and build on it. Ensure KUDA layout approvals and local municipal norms are followed.

If there is a registered rectification deed then no issue for buyer

Dear Sir/Madam,

Since the plot in question is not under the mortgage, you are the sole owner and can do anything as per your wish i.e. either you can construct the house or you may sell the same.