it is highly unfortunate what has happened to you
i think the builder has been fooling you
if his rera registration had expired then under the law he could NOT accept any further payments from you unless and until he got his rera registration renewed
so the builder could not have collected any payments from you after 30.7.24
secondly the builder telling you that the sub-registrar is not registering the agreement for sale because there is no rera registration or that the registration has expired, is complete rubbish. The sub-registrar has under the registration act no such jurisdiction to refuse registration of the agreement due to rera registration having been expired. I would really like to know and I am quite curious under which provision of law did the sub-registrar refuse the registration as there was no rera registration
thirdly the builder is obligated under RERA to compulsorily register an agreement for sale upon receiving 10% of the total sale consideration
in your case i believe the builder has illegally accepted more than 10% from you without valid rera registration, and did not bother to enter into and register an agreement for sale with you. Because now he is trapped he has come up with the bogey that the sub-registrar is refusing to register the agreement
also if the agreement for sale is already signed by you then it has to be stamped and registered max within 4 months from the date of signing. The registration of the signed document can be done beyond 4 months also, but subject to max another 4 months, with payment of penalty. I do not know whether or not you have already signed the agreement for sale.
your builder telling you that in order to register the agreement within 4 months you should have paid the stamp duty before rera expiry is again complete nonsense. As per the stamp act stamp duty has to be paid before signing or on the date of signing or on the day immediately after the day of signing. I dont know where this payment of duty before rera registration expiry, comes from. It seems the builder has been making his own rules and conning you
i do not believe that just on applying for OC your agreement for sale can be registered. In my view your agreement for sale if it is duly signed and stamped, can be registered right away. It has got nothing to do with expiry of rera registration since the sub-registrar has got no power to require renewal of rera registration for registering the agreement for sale. I think if your agreement for sale is registered, then the builder will be exposed that he accepted payments from the flat buyer even after expiry of the rera registration and also he did not bother to register an agreement for sale after having accepted 10% of the total sale price. Both of these are offences under Rera. To cover his faults and guilt, he is cooking up any story before you. Highly unfortunate.
Please have a legal notice issued to the builder and then consider filing a RERA complaint [I believe, on a prima facie view, that even if the rera registration has expired, a rera complaint can still be filed, because the project was rera registered. Its just the builder did not bother to renew his registration to save some charges]