1) if your husband is taking loan for the flat he must be co owner of the said flat . better purchase flat in joint names if your husband is repaying the loan
2) before purchase he should obtain prior sanction of the govt
3) Conduct rules provide as under
(ii) Every Employee of the Secretariat belonging to any service or holding any post included
in Group 'A' and Group 'B' shall submit an annual return in such form as may be prescribed by the
Government in this regard giving full particulars regarding the immovable property inherited by him/her or
owned or acquired by him/her or held by him/her on lease or mortgage either in his/her name or in the
name of any member of his/her family or in the name of any other person.
(2) No Employee of the Secretariat shall, except with the previous knowledge of the
prescribed authority, acquire or dispose of any immovable property by lease, mortgage, purchase, sale, gift
or otherwise either in his/her own name or in the name of any member of his/her family.
Provided that the previous sanction of the prescribed authority shall be obtained by the Employee
of the Secretariat if any such transaction is with a person having official dealings with him/her.