1. File complaint with the relevant African embassy /consulate, about the nefarious & cheater businessman.

2. The African authority would conduct proper investigation and if found sustainable, then prosecution for cheating & fraud would be lodged. It can be done.

- If, there is a Loan agreement or any proof of payment with you, then you should lodge your complaint with the Indian Embasey /Cosulate againt him , after mentioning that he is a cheater and cheated you .

- Presently you are in Saudi Arabia, where you have given the said loan to him ?

- If, you are from African Country , then you can also lodge your complaint with police there as well 

- Further, if you know his address in India/Africa , then you should issue a demand notice , and thereby you  should warned him , that if he will not pay the amount within a period of 15 days of time,. then you are goinng to take legal action against.

- As the offense has happened outside India with overseas national, directly you can not file case in India.

- If in terms and condition, jurisdiction area in any consequences has kept India or any arbitrary clause is mentioned accordingly the action can  be taken.

- If possible do share the agreement copy to guide better ( same ref have shared a mail for further understanding)

Regards

Vivek Arya

See you can file a complaint before the police in India for cheating and breach of trust also a suit for recovery of amount can be filed before the civil court.

issue legal notice to borrower to repay the loan 

If he refuses You have to sue the borrower to recover your money with interest 

Send a legal notice through him through a local lawyer, calling upon him to forthwith release the payment that he owes to you. 

Any written agreement executed or just casual transfer without any contract ?

Can file recovery suit where he has permanent residence in India or from where money is given.

First check the date on which the loan was given (limitation).

Issue notice demanding the amount lent.

If he fails to repay the same, lodge complaint with the concerned embassy / consulate.

Where did you give the amount, if you had transferred to his account in that country from India, then you can initiate action through Indian courts for recovery.

If your transaction had taken place in that country then you may have to initiate legal steps in that country as per that country laws only.

Hi,

You may first send a legal notice to return the amount within 15 days and if not returned by him, you may file the court case for recovery of the amount. 

You have to do some homework before choosing the right course of action .

A default in loan repayment is generally a civil wrong with nothing to do under criminal law. 

But it can be  change into a criminal offence if it is clearly evident from his course of actions that he had an intention not to repay the loan at the very beginning, or he had intentionally caused his  incapabilities  of repaying the loan by his such acts which was not for the lawful Bonafide purposes of taking the loan. For example say a business man puts the loan amount into gambling and loses everything. In such case his default in repayment of loan shall be both a civil wrong and criminal offence of cheating or fraud.

So look into the facts which leads to the default of loan payment by him and take action accordingly.

You can file a case in that country for cheating if you both are staying there if he returns to India then you can file case in india

A criminal complaint can be filed against him as to how he duped you into giving him loan and now ran away and is not coming.

Also a suit for specific performance of contract can also be filed. The court shall summon him and can even cancel his passport for not appearing.

Regards 

You can initiate a criminal proceedings. Criminal proceeding is swifter than civil proceeding. Your can register an FIR in the nearest police station and take the case ahead.

You should send him legal notice for recovery of money.

If he fails or refuse to refund the money you should lodge FIR against him for fraud and criminal breach of trust.

And you can also file recovery suit against him in civil court

1. Where did the cause of action arose?

2. Was there any agreement specifying the terms and conditions of the said loan.

3. You shall have to act based on the said agreement.

4. You can also file a Money Suit against him in India in addition to a police complaint for cheating you.